EMI Calculator
Bmw I4 EMI in Chennai
Monthly installment, down payment, and city-specific stamp duty for Bmw I4 in Chennai.
Your Loan Parameters
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10%60%
1 yr7 yrs
Ex-showroom
₹72.50 L
On-road (Chennai)
₹80.11 L
Down payment
₹16,02,250
Loan amount
₹64,09,000
EMI by Lender
Best rate in green · Based on typical published rates
| Bank | Rate | EMI | Total Interest | Processing |
|---|---|---|---|---|
| HDFC Bank | 8.5% p.a. | ₹1,31,490/mo | ₹14,80,427 | ₹48,068 |
| ICICI Bank | 8.75% p.a. | ₹1,32,264/mo | ₹15,26,841 | ₹32,045 |
| SBIBest | 8.25% p.a. | ₹1,30,720/mo | ₹14,34,175 | ₹22,431 |
| Axis Bank | 8.9% p.a. | ₹1,32,729/mo | ₹15,54,768 | ₹64,090 |
| Kotak Bank | 8.6% p.a. | ₹1,31,800/mo | ₹14,98,973 | ₹48,068 |
Chennai On-Road Breakup
- Ex-showroom₹72.50 L
- Registration + RTO₹3,62,500
- Insurance (1 yr)₹2,90,000
- Stamp duty (0.5%)₹36,250
- On-road Chennai₹80.11 L
Total Repayment (5 yrs)
- Monthly EMI (best rate)₹1,30,720
- Total paid to bank₹78,43,175
- Interest paid₹14,34,175
- Total cost (incl. DP)₹94,45,425
FAQs — Bmw I4 EMI in Chennai
What is the EMI for Bmw I4 in Chennai?
With 20% down payment over 5 years at the best rate (8.25%), EMI is approximately ₹1,30,720/month.
Which bank offers the lowest car loan rate?
SBI has the lowest rate at 8.25% p.a. for EV loans. Rates vary based on credit score — confirm with each bank.
What is the down payment for Bmw I4?
Most banks require 10-20% down. With 20% down in Chennai, you'd pay ₹16,02,250 upfront.
Is the on-road price in Chennai different from ex-showroom?
Yes. Chennai on-road price includes RTO (~5%), insurance (~4%), and stamp duty (0.5%) — adding about 10% to ex-showroom.
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