FOIR-based scoring
We calculate your Fixed Obligation to Income Ratio (existing EMIs ÷ income) to determine how much more you can borrow.
EV Loan Eligibility Checker
Enter your income, credit score, and the EV you want. Our AI checks your approval probability, shows real bank offers from SBI, HDFC and ICICI, and gives you multiple EMI options.
Tell us about your finances — we'll check with top banks.
Fill in your profile and tap Check eligibility.
We calculate your Fixed Obligation to Income Ratio (existing EMIs ÷ income) to determine how much more you can borrow.
We check eligibility across SBI, HDFC, and ICICI with their current EV loan interest rates and max loan amounts.
For every qualifying bank, we compute EMI options across 3–7 year tenures so you can pick the most comfortable payment.