Lowest Interest Rates · 100% Online

    Get Your Dream Car Loanin 2 Minutes

    Compare EMI options, calculate monthly payments, and get instant loan offers from India's top banks. Special 0.5% discount on EV loans.

    RBI RegisteredInstant ApprovalMinimal Paperwork24hr Disbursal

    7.5%

    Starting rate

    25+

    Partner banks

    ₹50L

    Max loan

    24 hr

    Approval time

    EMI Calculator

    Adjust the sliders to estimate your monthly payment

    ₹10.00 L
    ₹1 L₹50 L
    10%
    7%18%
    5 Years

    This calculation excludes processing fees, GST, and insurance. Actual EMI may vary based on your credit profile and lender policy.

    Monthly EMI

    ₹21,247

    For 5 years · 10% p.a.

    Total
    ₹12.75 L
    60 months
    Principal
    ₹10.00 L
    Total Interest
    ₹2.75 L
    Total Payable₹12.75 L
    Get Loan Offers

    Why choose MeraEV for your car loan?

    Built for EV buyers. Best rates. Zero paperwork hassle.

    2-Min Approval

    Instant eligibility check. Get a pre-approved offer in minutes, not days.

    Lowest Rates

    Interest rates starting at 7.5% p.a. for EVs. Compare 25+ banks in one place.

    100% Paperless

    Upload documents online. Digital KYC. No branch visits required.

    RBI Registered

    All partner banks are RBI-registered. Your data is encrypted and safe.

    ₹1.5L Tax Benefit

    EV buyers get income tax deduction under Section 80EEB on loan interest.

    24hr Disbursal

    Loan approved today, money in your account tomorrow. Fastest in India.

    How it works

    From application to car keys in under 48 hours

    01

    Calculate EMI

    Use our free calculator to find your ideal monthly payment

    02

    Submit Details

    Fill the simple form. Name, mobile, city. That's it.

    03

    Compare Offers

    We'll share your details with 25+ partner banks for the best rate

    04

    Drive Away

    Pick the best offer, sign digitally, and drive home your EV

    Get Instant Loan Offers

    Compare 25+ banks · Your EMI: ₹21,247/mo

    Secure · No Spam

    Your loan quote

    Amount

    ₹10.00 L

    Tenure

    5Y

    EMI

    ₹21,247

    100% free · Your data is secure · No obligation

    Frequently Asked Questions

    Everything you need to know about car loans

    EMI is calculated using the reducing balance formula: P × r × (1+r)^n / ((1+r)^n - 1), where P is the loan amount, r is the monthly interest rate, and n is the number of months.

    Ready to drive your dream EV?

    Compare 25+ banks in seconds. Get approved in minutes. Drive away in 24 hours.

    Apply Now