EMI Calculator
BMW i5 EMI in Chennai
Monthly installment, down payment, and city-specific stamp duty for BMW i5 in Chennai.
Your Loan Parameters
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10%60%
1 yr7 yrs
Ex-showroom
₹119.50 L
On-road (Chennai)
₹132.05 L
Down payment
₹26,40,950
Loan amount
₹1,05,63,800
EMI by Lender
Best rate in green · Based on typical published rates
| Bank | Rate | EMI | Total Interest | Processing |
|---|---|---|---|---|
| HDFC Bank | 8.5% p.a. | ₹2,16,733/mo | ₹24,40,152 | ₹79,229 |
| ICICI Bank | 8.75% p.a. | ₹2,18,008/mo | ₹25,16,656 | ₹52,819 |
| SBIBest | 8.25% p.a. | ₹2,15,462/mo | ₹23,63,915 | ₹36,973 |
| Axis Bank | 8.9% p.a. | ₹2,18,775/mo | ₹25,62,686 | ₹1,05,638 |
| Kotak Bank | 8.6% p.a. | ₹2,17,242/mo | ₹24,70,722 | ₹79,229 |
Chennai On-Road Breakup
- Ex-showroom₹119.50 L
- Registration + RTO₹5,97,500
- Insurance (1 yr)₹4,78,000
- Stamp duty (0.5%)₹59,750
- On-road Chennai₹132.05 L
Total Repayment (5 yrs)
- Monthly EMI (best rate)₹2,15,462
- Total paid to bank₹1,29,27,715
- Interest paid₹23,63,915
- Total cost (incl. DP)₹1,55,68,665
FAQs — BMW i5 EMI in Chennai
What is the EMI for BMW i5 in Chennai?
With 20% down payment over 5 years at the best rate (8.25%), EMI is approximately ₹2,15,462/month.
Which bank offers the lowest car loan rate?
SBI has the lowest rate at 8.25% p.a. for EV loans. Rates vary based on credit score — confirm with each bank.
What is the down payment for BMW i5?
Most banks require 10-20% down. With 20% down in Chennai, you'd pay ₹26,40,950 upfront.
Is the on-road price in Chennai different from ex-showroom?
Yes. Chennai on-road price includes RTO (~5%), insurance (~4%), and stamp duty (0.5%) — adding about 10% to ex-showroom.
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