EMI Calculator
BMW iX Electric EMI in Surat
Monthly installment, down payment, and city-specific stamp duty for BMW iX Electric in Surat.
Your Loan Parameters
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10%60%
1 yr7 yrs
Ex-showroom
₹139.50 L
On-road (Surat)
₹153.73 L
Down payment
₹30,74,580
Loan amount
₹1,22,98,320
EMI by Lender
Best rate in green · Based on typical published rates
| Bank | Rate | EMI | Total Interest | Processing |
|---|---|---|---|---|
| HDFC Bank | 8.5% p.a. | ₹2,52,319/mo | ₹28,40,812 | ₹92,237 |
| ICICI Bank | 8.75% p.a. | ₹2,53,803/mo | ₹29,29,878 | ₹61,492 |
| SBIBest | 8.25% p.a. | ₹2,50,840/mo | ₹27,52,058 | ₹43,044 |
| Axis Bank | 8.9% p.a. | ₹2,54,696/mo | ₹29,83,466 | ₹1,22,983 |
| Kotak Bank | 8.6% p.a. | ₹2,52,912/mo | ₹28,76,401 | ₹92,237 |
Surat On-Road Breakup
- Ex-showroom₹139.50 L
- Registration + RTO₹6,97,500
- Insurance (1 yr)₹5,58,000
- Stamp duty (0.2%)₹27,900
- On-road Surat₹153.73 L
Total Repayment (5 yrs)
- Monthly EMI (best rate)₹2,50,840
- Total paid to bank₹1,50,50,378
- Interest paid₹27,52,058
- Total cost (incl. DP)₹1,81,24,958
FAQs — BMW iX Electric EMI in Surat
What is the EMI for BMW iX Electric in Surat?
With 20% down payment over 5 years at the best rate (8.25%), EMI is approximately ₹2,50,840/month.
Which bank offers the lowest car loan rate?
SBI has the lowest rate at 8.25% p.a. for EV loans. Rates vary based on credit score — confirm with each bank.
What is the down payment for BMW iX Electric?
Most banks require 10-20% down. With 20% down in Surat, you'd pay ₹30,74,580 upfront.
Is the on-road price in Surat different from ex-showroom?
Yes. Surat on-road price includes RTO (~5%), insurance (~4%), and stamp duty (0.2%) — adding about 10% to ex-showroom.
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