EMI Calculator
BMW iX1 LWB EMI in Chennai
Monthly installment, down payment, and city-specific stamp duty for BMW iX1 LWB in Chennai.
Your Loan Parameters
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10%60%
1 yr7 yrs
Ex-showroom
₹50.90 L
On-road (Chennai)
₹56.24 L
Down payment
₹11,24,890
Loan amount
₹44,99,560
EMI by Lender
Best rate in green · Based on typical published rates
| Bank | Rate | EMI | Total Interest | Processing |
|---|---|---|---|---|
| HDFC Bank | 8.5% p.a. | ₹92,315/mo | ₹10,39,362 | ₹33,747 |
| ICICI Bank | 8.75% p.a. | ₹92,858/mo | ₹10,71,948 | ₹22,498 |
| SBIBest | 8.25% p.a. | ₹91,774/mo | ₹10,06,889 | ₹15,748 |
| Axis Bank | 8.9% p.a. | ₹93,185/mo | ₹10,91,554 | ₹44,996 |
| Kotak Bank | 8.6% p.a. | ₹92,532/mo | ₹10,52,383 | ₹33,747 |
Chennai On-Road Breakup
- Ex-showroom₹50.90 L
- Registration + RTO₹2,54,500
- Insurance (1 yr)₹2,03,600
- Stamp duty (0.5%)₹25,450
- On-road Chennai₹56.24 L
Total Repayment (5 yrs)
- Monthly EMI (best rate)₹91,774
- Total paid to bank₹55,06,449
- Interest paid₹10,06,889
- Total cost (incl. DP)₹66,31,339
FAQs — BMW iX1 LWB EMI in Chennai
What is the EMI for BMW iX1 LWB in Chennai?
With 20% down payment over 5 years at the best rate (8.25%), EMI is approximately ₹91,774/month.
Which bank offers the lowest car loan rate?
SBI has the lowest rate at 8.25% p.a. for EV loans. Rates vary based on credit score — confirm with each bank.
What is the down payment for BMW iX1 LWB?
Most banks require 10-20% down. With 20% down in Chennai, you'd pay ₹11,24,890 upfront.
Is the on-road price in Chennai different from ex-showroom?
Yes. Chennai on-road price includes RTO (~5%), insurance (~4%), and stamp duty (0.5%) — adding about 10% to ex-showroom.
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