EMI Calculator
BMW iX1 LWB EMI in Surat
Monthly installment, down payment, and city-specific stamp duty for BMW iX1 LWB in Surat.
Your Loan Parameters
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10%60%
1 yr7 yrs
Ex-showroom
₹50.90 L
On-road (Surat)
₹56.09 L
Down payment
₹11,21,836
Loan amount
₹44,87,344
EMI by Lender
Best rate in green · Based on typical published rates
| Bank | Rate | EMI | Total Interest | Processing |
|---|---|---|---|---|
| HDFC Bank | 8.5% p.a. | ₹92,065/mo | ₹10,36,540 | ₹33,655 |
| ICICI Bank | 8.75% p.a. | ₹92,606/mo | ₹10,69,038 | ₹22,437 |
| SBIBest | 8.25% p.a. | ₹91,525/mo | ₹10,04,156 | ₹15,706 |
| Axis Bank | 8.9% p.a. | ₹92,932/mo | ₹10,88,591 | ₹44,873 |
| Kotak Bank | 8.6% p.a. | ₹92,281/mo | ₹10,49,525 | ₹33,655 |
Surat On-Road Breakup
- Ex-showroom₹50.90 L
- Registration + RTO₹2,54,500
- Insurance (1 yr)₹2,03,600
- Stamp duty (0.2%)₹10,180
- On-road Surat₹56.09 L
Total Repayment (5 yrs)
- Monthly EMI (best rate)₹91,525
- Total paid to bank₹54,91,500
- Interest paid₹10,04,156
- Total cost (incl. DP)₹66,13,336
FAQs — BMW iX1 LWB EMI in Surat
What is the EMI for BMW iX1 LWB in Surat?
With 20% down payment over 5 years at the best rate (8.25%), EMI is approximately ₹91,525/month.
Which bank offers the lowest car loan rate?
SBI has the lowest rate at 8.25% p.a. for EV loans. Rates vary based on credit score — confirm with each bank.
What is the down payment for BMW iX1 LWB?
Most banks require 10-20% down. With 20% down in Surat, you'd pay ₹11,21,836 upfront.
Is the on-road price in Surat different from ex-showroom?
Yes. Surat on-road price includes RTO (~5%), insurance (~4%), and stamp duty (0.2%) — adding about 10% to ex-showroom.
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