EMI Calculator
Bmw Ix1 EMI in Chennai
Monthly installment, down payment, and city-specific stamp duty for Bmw Ix1 in Chennai.
Your Loan Parameters
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10%60%
1 yr7 yrs
Ex-showroom
₹49.90 L
On-road (Chennai)
₹55.14 L
Down payment
₹11,02,790
Loan amount
₹44,11,160
EMI by Lender
Best rate in green · Based on typical published rates
| Bank | Rate | EMI | Total Interest | Processing |
|---|---|---|---|---|
| HDFC Bank | 8.5% p.a. | ₹90,502/mo | ₹10,18,942 | ₹33,084 |
| ICICI Bank | 8.75% p.a. | ₹91,034/mo | ₹10,50,888 | ₹22,056 |
| SBIBest | 8.25% p.a. | ₹89,971/mo | ₹9,87,108 | ₹15,439 |
| Axis Bank | 8.9% p.a. | ₹91,354/mo | ₹10,70,109 | ₹44,112 |
| Kotak Bank | 8.6% p.a. | ₹90,714/mo | ₹10,31,707 | ₹33,084 |
Chennai On-Road Breakup
- Ex-showroom₹49.90 L
- Registration + RTO₹2,49,500
- Insurance (1 yr)₹1,99,600
- Stamp duty (0.5%)₹24,950
- On-road Chennai₹55.14 L
Total Repayment (5 yrs)
- Monthly EMI (best rate)₹89,971
- Total paid to bank₹53,98,268
- Interest paid₹9,87,108
- Total cost (incl. DP)₹65,01,058
FAQs — Bmw Ix1 EMI in Chennai
What is the EMI for Bmw Ix1 in Chennai?
With 20% down payment over 5 years at the best rate (8.25%), EMI is approximately ₹89,971/month.
Which bank offers the lowest car loan rate?
SBI has the lowest rate at 8.25% p.a. for EV loans. Rates vary based on credit score — confirm with each bank.
What is the down payment for Bmw Ix1?
Most banks require 10-20% down. With 20% down in Chennai, you'd pay ₹11,02,790 upfront.
Is the on-road price in Chennai different from ex-showroom?
Yes. Chennai on-road price includes RTO (~5%), insurance (~4%), and stamp duty (0.5%) — adding about 10% to ex-showroom.
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