EMI Calculator
Bmw Ix1 EMI in Kolkata
Monthly installment, down payment, and city-specific stamp duty for Bmw Ix1 in Kolkata.
Your Loan Parameters
Adjust down payment and tenure to see EMIs update live
10%60%
1 yr7 yrs
Ex-showroom
₹49.90 L
On-road (Kolkata)
₹54.94 L
Down payment
₹10,98,798
Loan amount
₹43,95,192
EMI by Lender
Best rate in green · Based on typical published rates
| Bank | Rate | EMI | Total Interest | Processing |
|---|---|---|---|---|
| HDFC Bank | 8.5% p.a. | ₹90,174/mo | ₹10,15,254 | ₹32,964 |
| ICICI Bank | 8.75% p.a. | ₹90,705/mo | ₹10,47,084 | ₹21,976 |
| SBIBest | 8.25% p.a. | ₹89,645/mo | ₹9,83,535 | ₹15,383 |
| Axis Bank | 8.9% p.a. | ₹91,024/mo | ₹10,66,236 | ₹43,952 |
| Kotak Bank | 8.6% p.a. | ₹90,386/mo | ₹10,27,972 | ₹32,964 |
Kolkata On-Road Breakup
- Ex-showroom₹49.90 L
- Registration + RTO₹2,49,500
- Insurance (1 yr)₹1,99,600
- Stamp duty (0.1%)₹4,990
- On-road Kolkata₹54.94 L
Total Repayment (5 yrs)
- Monthly EMI (best rate)₹89,645
- Total paid to bank₹53,78,727
- Interest paid₹9,83,535
- Total cost (incl. DP)₹64,77,525
FAQs — Bmw Ix1 EMI in Kolkata
What is the EMI for Bmw Ix1 in Kolkata?
With 20% down payment over 5 years at the best rate (8.25%), EMI is approximately ₹89,645/month.
Which bank offers the lowest car loan rate?
SBI has the lowest rate at 8.25% p.a. for EV loans. Rates vary based on credit score — confirm with each bank.
What is the down payment for Bmw Ix1?
Most banks require 10-20% down. With 20% down in Kolkata, you'd pay ₹10,98,798 upfront.
Is the on-road price in Kolkata different from ex-showroom?
Yes. Kolkata on-road price includes RTO (~5%), insurance (~4%), and stamp duty (0.1%) — adding about 10% to ex-showroom.
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