EMI Calculator
Bmw Ix1 EMI in Surat
Monthly installment, down payment, and city-specific stamp duty for Bmw Ix1 in Surat.
Your Loan Parameters
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10%60%
1 yr7 yrs
Ex-showroom
₹49.90 L
On-road (Surat)
₹54.99 L
Down payment
₹10,99,796
Loan amount
₹43,99,184
EMI by Lender
Best rate in green · Based on typical published rates
| Bank | Rate | EMI | Total Interest | Processing |
|---|---|---|---|---|
| HDFC Bank | 8.5% p.a. | ₹90,256/mo | ₹10,16,176 | ₹32,994 |
| ICICI Bank | 8.75% p.a. | ₹90,787/mo | ₹10,48,035 | ₹21,996 |
| SBIBest | 8.25% p.a. | ₹89,727/mo | ₹9,84,428 | ₹15,397 |
| Axis Bank | 8.9% p.a. | ₹91,106/mo | ₹10,67,204 | ₹43,992 |
| Kotak Bank | 8.6% p.a. | ₹90,468/mo | ₹10,28,906 | ₹32,994 |
Surat On-Road Breakup
- Ex-showroom₹49.90 L
- Registration + RTO₹2,49,500
- Insurance (1 yr)₹1,99,600
- Stamp duty (0.2%)₹9,980
- On-road Surat₹54.99 L
Total Repayment (5 yrs)
- Monthly EMI (best rate)₹89,727
- Total paid to bank₹53,83,612
- Interest paid₹9,84,428
- Total cost (incl. DP)₹64,83,408
FAQs — Bmw Ix1 EMI in Surat
What is the EMI for Bmw Ix1 in Surat?
With 20% down payment over 5 years at the best rate (8.25%), EMI is approximately ₹89,727/month.
Which bank offers the lowest car loan rate?
SBI has the lowest rate at 8.25% p.a. for EV loans. Rates vary based on credit score — confirm with each bank.
What is the down payment for Bmw Ix1?
Most banks require 10-20% down. With 20% down in Surat, you'd pay ₹10,99,796 upfront.
Is the on-road price in Surat different from ex-showroom?
Yes. Surat on-road price includes RTO (~5%), insurance (~4%), and stamp duty (0.2%) — adding about 10% to ex-showroom.
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