EMI Calculator
BYD Atto 3 EMI in Chennai
Monthly installment, down payment, and city-specific stamp duty for BYD Atto 3 in Chennai.
Your Loan Parameters
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10%60%
1 yr7 yrs
Ex-showroom
₹24.99 L
On-road (Chennai)
₹27.61 L
Down payment
₹5,52,279
Loan amount
₹22,09,116
EMI by Lender
Best rate in green · Based on typical published rates
| Bank | Rate | EMI | Total Interest | Processing |
|---|---|---|---|---|
| HDFC Bank | 8.5% p.a. | ₹45,323/mo | ₹5,10,288 | ₹16,568 |
| ICICI Bank | 8.75% p.a. | ₹45,590/mo | ₹5,26,286 | ₹11,046 |
| SBIBest | 8.25% p.a. | ₹45,058/mo | ₹4,94,345 | ₹7,732 |
| Axis Bank | 8.9% p.a. | ₹45,750/mo | ₹5,35,912 | ₹22,091 |
| Kotak Bank | 8.6% p.a. | ₹45,430/mo | ₹5,16,681 | ₹16,568 |
Chennai On-Road Breakup
- Ex-showroom₹24.99 L
- Registration + RTO₹1,24,950
- Insurance (1 yr)₹99,960
- Stamp duty (0.5%)₹12,495
- On-road Chennai₹27.61 L
Total Repayment (5 yrs)
- Monthly EMI (best rate)₹45,058
- Total paid to bank₹27,03,461
- Interest paid₹4,94,345
- Total cost (incl. DP)₹32,55,740
FAQs — BYD Atto 3 EMI in Chennai
What is the EMI for BYD Atto 3 in Chennai?
With 20% down payment over 5 years at the best rate (8.25%), EMI is approximately ₹45,058/month.
Which bank offers the lowest car loan rate?
SBI has the lowest rate at 8.25% p.a. for EV loans. Rates vary based on credit score — confirm with each bank.
What is the down payment for BYD Atto 3?
Most banks require 10-20% down. With 20% down in Chennai, you'd pay ₹5,52,279 upfront.
Is the on-road price in Chennai different from ex-showroom?
Yes. Chennai on-road price includes RTO (~5%), insurance (~4%), and stamp duty (0.5%) — adding about 10% to ex-showroom.
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