EMI Calculator
BYD Atto 3 EMI in Pune
Monthly installment, down payment, and city-specific stamp duty for BYD Atto 3 in Pune.
Your Loan Parameters
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10%60%
1 yr7 yrs
Ex-showroom
₹24.99 L
On-road (Pune)
₹27.55 L
Down payment
₹5,51,030
Loan amount
₹22,04,118
EMI by Lender
Best rate in green · Based on typical published rates
| Bank | Rate | EMI | Total Interest | Processing |
|---|---|---|---|---|
| HDFC Bank | 8.5% p.a. | ₹45,221/mo | ₹5,09,133 | ₹16,531 |
| ICICI Bank | 8.75% p.a. | ₹45,487/mo | ₹5,25,096 | ₹11,021 |
| SBIBest | 8.25% p.a. | ₹44,956/mo | ₹4,93,227 | ₹7,714 |
| Axis Bank | 8.9% p.a. | ₹45,647/mo | ₹5,34,700 | ₹22,041 |
| Kotak Bank | 8.6% p.a. | ₹45,327/mo | ₹5,15,512 | ₹16,531 |
Pune On-Road Breakup
- Ex-showroom₹24.99 L
- Registration + RTO₹1,24,950
- Insurance (1 yr)₹99,960
- Stamp duty (0.25%)₹6,248
- On-road Pune₹27.55 L
Total Repayment (5 yrs)
- Monthly EMI (best rate)₹44,956
- Total paid to bank₹26,97,345
- Interest paid₹4,93,227
- Total cost (incl. DP)₹32,48,375
FAQs — BYD Atto 3 EMI in Pune
What is the EMI for BYD Atto 3 in Pune?
With 20% down payment over 5 years at the best rate (8.25%), EMI is approximately ₹44,956/month.
Which bank offers the lowest car loan rate?
SBI has the lowest rate at 8.25% p.a. for EV loans. Rates vary based on credit score — confirm with each bank.
What is the down payment for BYD Atto 3?
Most banks require 10-20% down. With 20% down in Pune, you'd pay ₹5,51,030 upfront.
Is the on-road price in Pune different from ex-showroom?
Yes. Pune on-road price includes RTO (~5%), insurance (~4%), and stamp duty (0.25%) — adding about 10% to ex-showroom.
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