EMI Calculator
BYD Seagull EMI in Chennai
Monthly installment, down payment, and city-specific stamp duty for BYD Seagull in Chennai.
Your Loan Parameters
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10%60%
1 yr7 yrs
Ex-showroom
₹8.00 L
On-road (Chennai)
₹8.84 L
Down payment
₹1,76,800
Loan amount
₹7,07,200
EMI by Lender
Best rate in green · Based on typical published rates
| Bank | Rate | EMI | Total Interest | Processing |
|---|---|---|---|---|
| HDFC Bank | 8.5% p.a. | ₹14,509/mo | ₹1,63,357 | ₹5,304 |
| ICICI Bank | 8.75% p.a. | ₹14,595/mo | ₹1,68,479 | ₹3,536 |
| SBIBest | 8.25% p.a. | ₹14,424/mo | ₹1,58,254 | ₹2,475 |
| Axis Bank | 8.9% p.a. | ₹14,646/mo | ₹1,71,561 | ₹7,072 |
| Kotak Bank | 8.6% p.a. | ₹14,543/mo | ₹1,65,404 | ₹5,304 |
Chennai On-Road Breakup
- Ex-showroom₹8.00 L
- Registration + RTO₹40,000
- Insurance (1 yr)₹32,000
- Stamp duty (0.5%)₹4,000
- On-road Chennai₹8.84 L
Total Repayment (5 yrs)
- Monthly EMI (best rate)₹14,424
- Total paid to bank₹8,65,454
- Interest paid₹1,58,254
- Total cost (incl. DP)₹10,42,254
FAQs — BYD Seagull EMI in Chennai
What is the EMI for BYD Seagull in Chennai?
With 20% down payment over 5 years at the best rate (8.25%), EMI is approximately ₹14,424/month.
Which bank offers the lowest car loan rate?
SBI has the lowest rate at 8.25% p.a. for EV loans. Rates vary based on credit score — confirm with each bank.
What is the down payment for BYD Seagull?
Most banks require 10-20% down. With 20% down in Chennai, you'd pay ₹1,76,800 upfront.
Is the on-road price in Chennai different from ex-showroom?
Yes. Chennai on-road price includes RTO (~5%), insurance (~4%), and stamp duty (0.5%) — adding about 10% to ex-showroom.
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