EMI Calculator
BYD Seal EMI in Chennai
Monthly installment, down payment, and city-specific stamp duty for BYD Seal in Chennai.
Your Loan Parameters
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10%60%
1 yr7 yrs
Ex-showroom
₹41.00 L
On-road (Chennai)
₹45.30 L
Down payment
₹9,06,100
Loan amount
₹36,24,400
EMI by Lender
Best rate in green · Based on typical published rates
| Bank | Rate | EMI | Total Interest | Processing |
|---|---|---|---|---|
| HDFC Bank | 8.5% p.a. | ₹74,360/mo | ₹8,37,207 | ₹27,183 |
| ICICI Bank | 8.75% p.a. | ₹74,798/mo | ₹8,63,455 | ₹18,122 |
| SBIBest | 8.25% p.a. | ₹73,924/mo | ₹8,11,050 | ₹12,685 |
| Axis Bank | 8.9% p.a. | ₹75,061/mo | ₹8,79,248 | ₹36,244 |
| Kotak Bank | 8.6% p.a. | ₹74,535/mo | ₹8,47,695 | ₹27,183 |
Chennai On-Road Breakup
- Ex-showroom₹41.00 L
- Registration + RTO₹2,05,000
- Insurance (1 yr)₹1,64,000
- Stamp duty (0.5%)₹20,500
- On-road Chennai₹45.30 L
Total Repayment (5 yrs)
- Monthly EMI (best rate)₹73,924
- Total paid to bank₹44,35,450
- Interest paid₹8,11,050
- Total cost (incl. DP)₹53,41,550
FAQs — BYD Seal EMI in Chennai
What is the EMI for BYD Seal in Chennai?
With 20% down payment over 5 years at the best rate (8.25%), EMI is approximately ₹73,924/month.
Which bank offers the lowest car loan rate?
SBI has the lowest rate at 8.25% p.a. for EV loans. Rates vary based on credit score — confirm with each bank.
What is the down payment for BYD Seal?
Most banks require 10-20% down. With 20% down in Chennai, you'd pay ₹9,06,100 upfront.
Is the on-road price in Chennai different from ex-showroom?
Yes. Chennai on-road price includes RTO (~5%), insurance (~4%), and stamp duty (0.5%) — adding about 10% to ex-showroom.
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