EMI Calculator
BYD Sealion 7 EMI in Surat
Monthly installment, down payment, and city-specific stamp duty for BYD Sealion 7 in Surat.
Your Loan Parameters
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10%60%
1 yr7 yrs
Ex-showroom
₹49.40 L
On-road (Surat)
₹54.44 L
Down payment
₹10,88,776
Loan amount
₹43,55,104
EMI by Lender
Best rate in green · Based on typical published rates
| Bank | Rate | EMI | Total Interest | Processing |
|---|---|---|---|---|
| HDFC Bank | 8.5% p.a. | ₹89,352/mo | ₹10,05,994 | ₹32,663 |
| ICICI Bank | 8.75% p.a. | ₹89,877/mo | ₹10,37,534 | ₹21,776 |
| SBIBest | 8.25% p.a. | ₹88,828/mo | ₹9,74,564 | ₹15,243 |
| Axis Bank | 8.9% p.a. | ₹90,194/mo | ₹10,56,511 | ₹43,551 |
| Kotak Bank | 8.6% p.a. | ₹89,562/mo | ₹10,18,596 | ₹32,663 |
Surat On-Road Breakup
- Ex-showroom₹49.40 L
- Registration + RTO₹2,47,000
- Insurance (1 yr)₹1,97,600
- Stamp duty (0.2%)₹9,880
- On-road Surat₹54.44 L
Total Repayment (5 yrs)
- Monthly EMI (best rate)₹88,828
- Total paid to bank₹53,29,668
- Interest paid₹9,74,564
- Total cost (incl. DP)₹64,18,444
FAQs — BYD Sealion 7 EMI in Surat
What is the EMI for BYD Sealion 7 in Surat?
With 20% down payment over 5 years at the best rate (8.25%), EMI is approximately ₹88,828/month.
Which bank offers the lowest car loan rate?
SBI has the lowest rate at 8.25% p.a. for EV loans. Rates vary based on credit score — confirm with each bank.
What is the down payment for BYD Sealion 7?
Most banks require 10-20% down. With 20% down in Surat, you'd pay ₹10,88,776 upfront.
Is the on-road price in Surat different from ex-showroom?
Yes. Surat on-road price includes RTO (~5%), insurance (~4%), and stamp duty (0.2%) — adding about 10% to ex-showroom.
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