EMI Calculator
BYD Shark EMI in Chennai
Monthly installment, down payment, and city-specific stamp duty for BYD Shark in Chennai.
Your Loan Parameters
Adjust down payment and tenure to see EMIs update live
10%60%
1 yr7 yrs
Ex-showroom
₹35.00 L
On-road (Chennai)
₹38.67 L
Down payment
₹7,73,500
Loan amount
₹30,94,000
EMI by Lender
Best rate in green · Based on typical published rates
| Bank | Rate | EMI | Total Interest | Processing |
|---|---|---|---|---|
| HDFC Bank | 8.5% p.a. | ₹63,478/mo | ₹7,14,689 | ₹23,205 |
| ICICI Bank | 8.75% p.a. | ₹63,852/mo | ₹7,37,096 | ₹15,470 |
| SBIBest | 8.25% p.a. | ₹63,106/mo | ₹6,92,360 | ₹10,829 |
| Axis Bank | 8.9% p.a. | ₹64,076/mo | ₹7,50,578 | ₹30,940 |
| Kotak Bank | 8.6% p.a. | ₹63,627/mo | ₹7,23,642 | ₹23,205 |
Chennai On-Road Breakup
- Ex-showroom₹35.00 L
- Registration + RTO₹1,75,000
- Insurance (1 yr)₹1,40,000
- Stamp duty (0.5%)₹17,500
- On-road Chennai₹38.67 L
Total Repayment (5 yrs)
- Monthly EMI (best rate)₹63,106
- Total paid to bank₹37,86,360
- Interest paid₹6,92,360
- Total cost (incl. DP)₹45,59,860
FAQs — BYD Shark EMI in Chennai
What is the EMI for BYD Shark in Chennai?
With 20% down payment over 5 years at the best rate (8.25%), EMI is approximately ₹63,106/month.
Which bank offers the lowest car loan rate?
SBI has the lowest rate at 8.25% p.a. for EV loans. Rates vary based on credit score — confirm with each bank.
What is the down payment for BYD Shark?
Most banks require 10-20% down. With 20% down in Chennai, you'd pay ₹7,73,500 upfront.
Is the on-road price in Chennai different from ex-showroom?
Yes. Chennai on-road price includes RTO (~5%), insurance (~4%), and stamp duty (0.5%) — adding about 10% to ex-showroom.
Get pre-approved loan offers
Share your details and we'll connect you with top lenders in Chennai.