EMI Calculator
BYD Shark EMI in Pune
Monthly installment, down payment, and city-specific stamp duty for BYD Shark in Pune.
Your Loan Parameters
Adjust down payment and tenure to see EMIs update live
10%60%
1 yr7 yrs
Ex-showroom
₹35.00 L
On-road (Pune)
₹38.59 L
Down payment
₹7,71,750
Loan amount
₹30,87,000
EMI by Lender
Best rate in green · Based on typical published rates
| Bank | Rate | EMI | Total Interest | Processing |
|---|---|---|---|---|
| HDFC Bank | 8.5% p.a. | ₹63,335/mo | ₹7,13,072 | ₹23,153 |
| ICICI Bank | 8.75% p.a. | ₹63,707/mo | ₹7,35,428 | ₹15,435 |
| SBIBest | 8.25% p.a. | ₹62,963/mo | ₹6,90,794 | ₹10,804 |
| Axis Bank | 8.9% p.a. | ₹63,931/mo | ₹7,48,879 | ₹30,870 |
| Kotak Bank | 8.6% p.a. | ₹63,483/mo | ₹7,22,005 | ₹23,153 |
Pune On-Road Breakup
- Ex-showroom₹35.00 L
- Registration + RTO₹1,75,000
- Insurance (1 yr)₹1,40,000
- Stamp duty (0.25%)₹8,750
- On-road Pune₹38.59 L
Total Repayment (5 yrs)
- Monthly EMI (best rate)₹62,963
- Total paid to bank₹37,77,794
- Interest paid₹6,90,794
- Total cost (incl. DP)₹45,49,544
FAQs — BYD Shark EMI in Pune
What is the EMI for BYD Shark in Pune?
With 20% down payment over 5 years at the best rate (8.25%), EMI is approximately ₹62,963/month.
Which bank offers the lowest car loan rate?
SBI has the lowest rate at 8.25% p.a. for EV loans. Rates vary based on credit score — confirm with each bank.
What is the down payment for BYD Shark?
Most banks require 10-20% down. With 20% down in Pune, you'd pay ₹7,71,750 upfront.
Is the on-road price in Pune different from ex-showroom?
Yes. Pune on-road price includes RTO (~5%), insurance (~4%), and stamp duty (0.25%) — adding about 10% to ex-showroom.
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