
EMI Calculator
VinFast Wild EMI Calculator
Starting from ₹55.00 L · EMI from ₹90,273/mo
Adjust Your Loan
Monthly EMI
₹90,273/mo
Down Payment
₹11,00,000
Total Interest
₹10,16,380
Total Payment
₹54,16,380
EMI by Loan Tenure
| Tenure | Monthly EMI | Interest | Total |
|---|---|---|---|
| 1 yr | ₹3,83,767 | ₹2,05,204 | ₹46.05 L |
| 2 yrs | ₹2,00,005 | ₹4,00,120 | ₹48.00 L |
| 3 yrs | ₹1,38,897 | ₹6,00,292 | ₹50.00 L |
| 4 yrs | ₹1,08,453 | ₹8,05,744 | ₹52.06 L |
| 5 yrs SELECTED | ₹90,273 | ₹10,16,380 | ₹54.16 L |
| 6 yrs | ₹78,225 | ₹12,32,200 | ₹56.32 L |
| 7 yrs | ₹69,681 | ₹14,53,204 | ₹58.53 L |
EMI by Variant
| Variant | Price | EMI (5yr) |
|---|---|---|
| Standard | ₹55.00 L | ₹90,273/mo |
VinFast Wild Loan & EMI Guide
The VinFast Wild is available at an ex-showroom price starting from ₹55.00 L. With an EV loan, you can finance up to 80-90% of the vehicle cost. Most banks offer EV-specific loans at interest rates 0.5-1% lower than regular auto loans, making electric vehicles more affordable than ever.
At the current interest rate of 8.5% for a 5-year tenure, your monthly EMI for VinFast Wild works out to ₹90,273. The total interest payable over the loan tenure is ₹10,16,380, bringing your total repayment to ₹54.16 L.
Additionally, under Section 80EEB of the Income Tax Act, you can claim a deduction of up to ₹1.5 lakh on the interest paid on your EV loan, potentially saving you up to ₹45,000 in taxes. This makes the effective cost of your EV loan significantly lower compared to a petrol car loan.
For the best EMI deal on VinFast Wild, we recommend comparing offers from SBI (starting 8.25%), HDFC Bank (8.5%), ICICI Bank (8.75%), and Bank of Baroda (8.3%). Many banks also offer pre-approved EV loans with faster processing and zero foreclosure charges.
Tips to Reduce Your EMI
Higher down payment
Pay 25-30% upfront to reduce loan amount and EMI significantly.
Compare bank rates
SBI, HDFC, and Bank of Baroda offer competitive EV loan rates.
Claim tax benefit
Section 80EEB gives ₹1.5L deduction on EV loan interest.
Shorter tenure
3-year tenure costs more/month but saves lakhs in total interest.
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