MG S5 Running Cost 2026
Just ₹0.98/km · Save ₹7,224/month vs petrol · 450 km range · 55 kWh
EV Cost/km
₹0.98
vs ₹7 petrol
Monthly Savings
₹7,224
vs petrol
Yearly Savings
₹86,688
fuel savings
5-Year Savings
₹4.33 L
fuel alone
Complete Cost Breakdown
| Expense | EV/Month | EV/Year | Petrol/Mo | Petrol/Yr |
|---|---|---|---|---|
Fuel | ₹1,176 | ₹14,112 | ₹8,400 | ₹1,00,800 |
Maintenance | ₹1,800 | ₹21,600 | ₹3,938 | ₹47,250 |
Insurance | ₹7,875 | ₹94,500 | ₹6,300 | ₹75,600 |
MG S5 Running Cost — Complete Monthly & Yearly Breakdown
The MG S5 running cost is remarkably low compared to petrol cars. At just ₹0.98 per kilometer on home electricity (₹/kWh), it costs ₹1,176 per month for a typical driver covering 40 km daily. An equivalent petrol car would cost ₹8,400/month — that's ₹7,224 in monthly savings.
Beyond fuel, the MG S5 maintenance cost is significantly lower at ₹21,600 per year. Electric vehicles have no engine oil to change, no spark plugs, fewer brake pad replacements (thanks to regenerative braking), and no exhaust system. A comparable petrol car costs ₹47,250/year in servicing — that's ₹25,650 more annually.
Insurance for the MG S5 is approximately ₹94,500 per year. While slightly higher than petrol equivalents due to higher vehicle value, the massive fuel and maintenance savings more than compensate. Over 5 years, total running cost savings with the MG S5 exceed ₹5.62 L.
Additional savings come from government incentives: Section 80EEB provides up to ₹1.5 lakh income tax deduction on EV loan interest, most states waive road tax for EVs, and the PM E-DRIVE scheme offers purchase subsidies. These can save an additional ₹1-3 lakh over the ownership period.