EMI Calculator
Hyundai Creta Electric EMI in Chennai
Monthly installment, down payment, and city-specific stamp duty for Hyundai Creta Electric in Chennai.
Your Loan Parameters
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10%60%
1 yr7 yrs
Ex-showroom
₹18.02 L
On-road (Chennai)
₹19.91 L
Down payment
₹3,98,286
Loan amount
₹15,93,145
EMI by Lender
Best rate in green · Based on typical published rates
| Bank | Rate | EMI | Total Interest | Processing |
|---|---|---|---|---|
| HDFC Bank | 8.5% p.a. | ₹32,686/mo | ₹3,68,004 | ₹11,949 |
| ICICI Bank | 8.75% p.a. | ₹32,878/mo | ₹3,79,541 | ₹7,966 |
| SBIBest | 8.25% p.a. | ₹32,494/mo | ₹3,56,506 | ₹5,576 |
| Axis Bank | 8.9% p.a. | ₹32,994/mo | ₹3,86,483 | ₹15,931 |
| Kotak Bank | 8.6% p.a. | ₹32,763/mo | ₹3,72,614 | ₹11,949 |
Chennai On-Road Breakup
- Ex-showroom₹18.02 L
- Registration + RTO₹90,110
- Insurance (1 yr)₹72,088
- Stamp duty (0.5%)₹9,011
- On-road Chennai₹19.91 L
Total Repayment (5 yrs)
- Monthly EMI (best rate)₹32,494
- Total paid to bank₹19,49,651
- Interest paid₹3,56,506
- Total cost (incl. DP)₹23,47,937
FAQs — Hyundai Creta Electric EMI in Chennai
What is the EMI for Hyundai Creta Electric in Chennai?
With 20% down payment over 5 years at the best rate (8.25%), EMI is approximately ₹32,494/month.
Which bank offers the lowest car loan rate?
SBI has the lowest rate at 8.25% p.a. for EV loans. Rates vary based on credit score — confirm with each bank.
What is the down payment for Hyundai Creta Electric?
Most banks require 10-20% down. With 20% down in Chennai, you'd pay ₹3,98,286 upfront.
Is the on-road price in Chennai different from ex-showroom?
Yes. Chennai on-road price includes RTO (~5%), insurance (~4%), and stamp duty (0.5%) — adding about 10% to ex-showroom.
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