EMI Calculator
Hyundai Creta Electric EMI in Kolkata
Monthly installment, down payment, and city-specific stamp duty for Hyundai Creta Electric in Kolkata.

Your Loan Parameters
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10%60%
1 yr7 yrs
Ex-showroom
₹18.02 L
On-road (Kolkata)
₹19.84 L
Down payment
₹3,96,844
Loan amount
₹15,87,378
EMI by Lender
Best rate in green · Based on typical published rates
| Bank | Rate | EMI | Total Interest | Processing |
|---|---|---|---|---|
| HDFC Bank | 8.5% p.a. | ₹32,567/mo | ₹3,66,671 | ₹11,905 |
| ICICI Bank | 8.75% p.a. | ₹32,759/mo | ₹3,78,167 | ₹7,937 |
| SBIBest | 8.25% p.a. | ₹32,377/mo | ₹3,55,216 | ₹5,556 |
| Axis Bank | 8.9% p.a. | ₹32,874/mo | ₹3,85,084 | ₹15,874 |
| Kotak Bank | 8.6% p.a. | ₹32,644/mo | ₹3,71,265 | ₹11,905 |
Kolkata On-Road Breakup
- Ex-showroom₹18.02 L
- Registration + RTO₹90,110
- Insurance (1 yr)₹72,088
- Stamp duty (0.1%)₹1,802
- On-road Kolkata₹19.84 L
Total Repayment (5 yrs)
- Monthly EMI (best rate)₹32,377
- Total paid to bank₹19,42,594
- Interest paid₹3,55,216
- Total cost (incl. DP)₹23,39,438
FAQs — Hyundai Creta Electric EMI in Kolkata
What is the EMI for Hyundai Creta Electric in Kolkata?
With 20% down payment over 5 years at the best rate (8.25%), EMI is approximately ₹32,377/month.
Which bank offers the lowest car loan rate?
SBI has the lowest rate at 8.25% p.a. for EV loans. Rates vary based on credit score — confirm with each bank.
What is the down payment for Hyundai Creta Electric?
Most banks require 10-20% down. With 20% down in Kolkata, you'd pay ₹3,96,844 upfront.
Is the on-road price in Kolkata different from ex-showroom?
Yes. Kolkata on-road price includes RTO (~5%), insurance (~4%), and stamp duty (0.1%) — adding about 10% to ex-showroom.
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