EMI Calculator
Hyundai Ioniq 5 EMI in Chandigarh
Monthly installment, down payment, and city-specific stamp duty for Hyundai Ioniq 5 in Chandigarh.
Your Loan Parameters
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10%60%
1 yr7 yrs
Ex-showroom
₹46.30 L
On-road (Chandigarh)
₹51.02 L
Down payment
₹10,20,452
Loan amount
₹40,81,808
EMI by Lender
Best rate in green · Based on typical published rates
| Bank | Rate | EMI | Total Interest | Processing |
|---|---|---|---|---|
| HDFC Bank | 8.5% p.a. | ₹83,745/mo | ₹9,42,865 | ₹30,614 |
| ICICI Bank | 8.75% p.a. | ₹84,237/mo | ₹9,72,425 | ₹20,409 |
| SBIBest | 8.25% p.a. | ₹83,254/mo | ₹9,13,407 | ₹14,286 |
| Axis Bank | 8.9% p.a. | ₹84,534/mo | ₹9,90,211 | ₹40,818 |
| Kotak Bank | 8.6% p.a. | ₹83,941/mo | ₹9,54,676 | ₹30,614 |
Chandigarh On-Road Breakup
- Ex-showroom₹46.30 L
- Registration + RTO₹2,31,500
- Insurance (1 yr)₹1,85,200
- Stamp duty (0.2%)₹9,260
- On-road Chandigarh₹51.02 L
Total Repayment (5 yrs)
- Monthly EMI (best rate)₹83,254
- Total paid to bank₹49,95,215
- Interest paid₹9,13,407
- Total cost (incl. DP)₹60,15,667
FAQs — Hyundai Ioniq 5 EMI in Chandigarh
What is the EMI for Hyundai Ioniq 5 in Chandigarh?
With 20% down payment over 5 years at the best rate (8.25%), EMI is approximately ₹83,254/month.
Which bank offers the lowest car loan rate?
SBI has the lowest rate at 8.25% p.a. for EV loans. Rates vary based on credit score — confirm with each bank.
What is the down payment for Hyundai Ioniq 5?
Most banks require 10-20% down. With 20% down in Chandigarh, you'd pay ₹10,20,452 upfront.
Is the on-road price in Chandigarh different from ex-showroom?
Yes. Chandigarh on-road price includes RTO (~5%), insurance (~4%), and stamp duty (0.2%) — adding about 10% to ex-showroom.
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