EMI Calculator
Hyundai Ioniq 5 EMI in Chennai
Monthly installment, down payment, and city-specific stamp duty for Hyundai Ioniq 5 in Chennai.
Your Loan Parameters
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10%60%
1 yr7 yrs
Ex-showroom
₹46.30 L
On-road (Chennai)
₹51.16 L
Down payment
₹10,23,230
Loan amount
₹40,92,920
EMI by Lender
Best rate in green · Based on typical published rates
| Bank | Rate | EMI | Total Interest | Processing |
|---|---|---|---|---|
| HDFC Bank | 8.5% p.a. | ₹83,973/mo | ₹9,45,431 | ₹30,697 |
| ICICI Bank | 8.75% p.a. | ₹84,467/mo | ₹9,75,073 | ₹20,465 |
| SBIBest | 8.25% p.a. | ₹83,480/mo | ₹9,15,894 | ₹14,325 |
| Axis Bank | 8.9% p.a. | ₹84,764/mo | ₹9,92,907 | ₹40,929 |
| Kotak Bank | 8.6% p.a. | ₹84,170/mo | ₹9,57,275 | ₹30,697 |
Chennai On-Road Breakup
- Ex-showroom₹46.30 L
- Registration + RTO₹2,31,500
- Insurance (1 yr)₹1,85,200
- Stamp duty (0.5%)₹23,150
- On-road Chennai₹51.16 L
Total Repayment (5 yrs)
- Monthly EMI (best rate)₹83,480
- Total paid to bank₹50,08,814
- Interest paid₹9,15,894
- Total cost (incl. DP)₹60,32,044
FAQs — Hyundai Ioniq 5 EMI in Chennai
What is the EMI for Hyundai Ioniq 5 in Chennai?
With 20% down payment over 5 years at the best rate (8.25%), EMI is approximately ₹83,480/month.
Which bank offers the lowest car loan rate?
SBI has the lowest rate at 8.25% p.a. for EV loans. Rates vary based on credit score — confirm with each bank.
What is the down payment for Hyundai Ioniq 5?
Most banks require 10-20% down. With 20% down in Chennai, you'd pay ₹10,23,230 upfront.
Is the on-road price in Chennai different from ex-showroom?
Yes. Chennai on-road price includes RTO (~5%), insurance (~4%), and stamp duty (0.5%) — adding about 10% to ex-showroom.
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