EMI Calculator
Hyundai Ioniq 5 EMI in Kolkata
Monthly installment, down payment, and city-specific stamp duty for Hyundai Ioniq 5 in Kolkata.
Your Loan Parameters
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10%60%
1 yr7 yrs
Ex-showroom
₹46.30 L
On-road (Kolkata)
₹50.98 L
Down payment
₹10,19,526
Loan amount
₹40,78,104
EMI by Lender
Best rate in green · Based on typical published rates
| Bank | Rate | EMI | Total Interest | Processing |
|---|---|---|---|---|
| HDFC Bank | 8.5% p.a. | ₹83,669/mo | ₹9,42,009 | ₹30,586 |
| ICICI Bank | 8.75% p.a. | ₹84,161/mo | ₹9,71,543 | ₹20,391 |
| SBIBest | 8.25% p.a. | ₹83,178/mo | ₹9,12,578 | ₹14,273 |
| Axis Bank | 8.9% p.a. | ₹84,457/mo | ₹9,89,313 | ₹40,781 |
| Kotak Bank | 8.6% p.a. | ₹83,865/mo | ₹9,53,810 | ₹30,586 |
Kolkata On-Road Breakup
- Ex-showroom₹46.30 L
- Registration + RTO₹2,31,500
- Insurance (1 yr)₹1,85,200
- Stamp duty (0.1%)₹4,630
- On-road Kolkata₹50.98 L
Total Repayment (5 yrs)
- Monthly EMI (best rate)₹83,178
- Total paid to bank₹49,90,682
- Interest paid₹9,12,578
- Total cost (incl. DP)₹60,10,208
FAQs — Hyundai Ioniq 5 EMI in Kolkata
What is the EMI for Hyundai Ioniq 5 in Kolkata?
With 20% down payment over 5 years at the best rate (8.25%), EMI is approximately ₹83,178/month.
Which bank offers the lowest car loan rate?
SBI has the lowest rate at 8.25% p.a. for EV loans. Rates vary based on credit score — confirm with each bank.
What is the down payment for Hyundai Ioniq 5?
Most banks require 10-20% down. With 20% down in Kolkata, you'd pay ₹10,19,526 upfront.
Is the on-road price in Kolkata different from ex-showroom?
Yes. Kolkata on-road price includes RTO (~5%), insurance (~4%), and stamp duty (0.1%) — adding about 10% to ex-showroom.
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