EMI Calculator
Hyundai IONIQ 9 EMI in Kochi
Monthly installment, down payment, and city-specific stamp duty for Hyundai IONIQ 9 in Kochi.
Your Loan Parameters
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10%60%
1 yr7 yrs
Ex-showroom
₹120.00 L
On-road (Kochi)
₹132.24 L
Down payment
₹26,44,800
Loan amount
₹1,05,79,200
EMI by Lender
Best rate in green · Based on typical published rates
| Bank | Rate | EMI | Total Interest | Processing |
|---|---|---|---|---|
| HDFC Bank | 8.5% p.a. | ₹2,17,048/mo | ₹24,43,709 | ₹79,344 |
| ICICI Bank | 8.75% p.a. | ₹2,18,325/mo | ₹25,20,325 | ₹52,896 |
| SBIBest | 8.25% p.a. | ₹2,15,776/mo | ₹23,67,362 | ₹37,027 |
| Axis Bank | 8.9% p.a. | ₹2,19,094/mo | ₹25,66,422 | ₹1,05,792 |
| Kotak Bank | 8.6% p.a. | ₹2,17,559/mo | ₹24,74,323 | ₹79,344 |
Kochi On-Road Breakup
- Ex-showroom₹120.00 L
- Registration + RTO₹6,00,000
- Insurance (1 yr)₹4,80,000
- Stamp duty (0.2%)₹24,000
- On-road Kochi₹132.24 L
Total Repayment (5 yrs)
- Monthly EMI (best rate)₹2,15,776
- Total paid to bank₹1,29,46,562
- Interest paid₹23,67,362
- Total cost (incl. DP)₹1,55,91,362
FAQs — Hyundai IONIQ 9 EMI in Kochi
What is the EMI for Hyundai IONIQ 9 in Kochi?
With 20% down payment over 5 years at the best rate (8.25%), EMI is approximately ₹2,15,776/month.
Which bank offers the lowest car loan rate?
SBI has the lowest rate at 8.25% p.a. for EV loans. Rates vary based on credit score — confirm with each bank.
What is the down payment for Hyundai IONIQ 9?
Most banks require 10-20% down. With 20% down in Kochi, you'd pay ₹26,44,800 upfront.
Is the on-road price in Kochi different from ex-showroom?
Yes. Kochi on-road price includes RTO (~5%), insurance (~4%), and stamp duty (0.2%) — adding about 10% to ex-showroom.
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