EMI Calculator
KIA Carens Clavis EV EMI in Chennai
Monthly installment, down payment, and city-specific stamp duty for KIA Carens Clavis EV in Chennai.
Your Loan Parameters
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10%60%
1 yr7 yrs
Ex-showroom
₹17.99 L
On-road (Chennai)
₹19.88 L
Down payment
₹3,97,579
Loan amount
₹15,90,316
EMI by Lender
Best rate in green · Based on typical published rates
| Bank | Rate | EMI | Total Interest | Processing |
|---|---|---|---|---|
| HDFC Bank | 8.5% p.a. | ₹32,628/mo | ₹3,67,350 | ₹11,927 |
| ICICI Bank | 8.75% p.a. | ₹32,820/mo | ₹3,78,867 | ₹7,952 |
| SBIBest | 8.25% p.a. | ₹32,436/mo | ₹3,55,873 | ₹5,566 |
| Axis Bank | 8.9% p.a. | ₹32,935/mo | ₹3,85,797 | ₹15,903 |
| Kotak Bank | 8.6% p.a. | ₹32,704/mo | ₹3,71,952 | ₹11,927 |
Chennai On-Road Breakup
- Ex-showroom₹17.99 L
- Registration + RTO₹89,950
- Insurance (1 yr)₹71,960
- Stamp duty (0.5%)₹8,995
- On-road Chennai₹19.88 L
Total Repayment (5 yrs)
- Monthly EMI (best rate)₹32,436
- Total paid to bank₹19,46,189
- Interest paid₹3,55,873
- Total cost (incl. DP)₹23,43,768
FAQs — KIA Carens Clavis EV EMI in Chennai
What is the EMI for KIA Carens Clavis EV in Chennai?
With 20% down payment over 5 years at the best rate (8.25%), EMI is approximately ₹32,436/month.
Which bank offers the lowest car loan rate?
SBI has the lowest rate at 8.25% p.a. for EV loans. Rates vary based on credit score — confirm with each bank.
What is the down payment for KIA Carens Clavis EV?
Most banks require 10-20% down. With 20% down in Chennai, you'd pay ₹3,97,579 upfront.
Is the on-road price in Chennai different from ex-showroom?
Yes. Chennai on-road price includes RTO (~5%), insurance (~4%), and stamp duty (0.5%) — adding about 10% to ex-showroom.
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