EMI Calculator
KIA EV2 EMI in Ahmedabad
Monthly installment, down payment, and city-specific stamp duty for KIA EV2 in Ahmedabad.
Your Loan Parameters
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10%60%
1 yr7 yrs
Ex-showroom
₹50.00 L
On-road (Ahmedabad)
₹55.08 L
Down payment
₹11,01,500
Loan amount
₹44,06,000
EMI by Lender
Best rate in green · Based on typical published rates
| Bank | Rate | EMI | Total Interest | Processing |
|---|---|---|---|---|
| HDFC Bank | 8.5% p.a. | ₹90,396/mo | ₹10,17,750 | ₹33,045 |
| ICICI Bank | 8.75% p.a. | ₹90,928/mo | ₹10,49,659 | ₹22,030 |
| SBIBest | 8.25% p.a. | ₹89,866/mo | ₹9,85,953 | ₹15,421 |
| Axis Bank | 8.9% p.a. | ₹91,248/mo | ₹10,68,857 | ₹44,060 |
| Kotak Bank | 8.6% p.a. | ₹90,608/mo | ₹10,30,500 | ₹33,045 |
Ahmedabad On-Road Breakup
- Ex-showroom₹50.00 L
- Registration + RTO₹2,50,000
- Insurance (1 yr)₹2,00,000
- Stamp duty (0.15%)₹7,500
- On-road Ahmedabad₹55.08 L
Total Repayment (5 yrs)
- Monthly EMI (best rate)₹89,866
- Total paid to bank₹53,91,953
- Interest paid₹9,85,953
- Total cost (incl. DP)₹64,93,453
FAQs — KIA EV2 EMI in Ahmedabad
What is the EMI for KIA EV2 in Ahmedabad?
With 20% down payment over 5 years at the best rate (8.25%), EMI is approximately ₹89,866/month.
Which bank offers the lowest car loan rate?
SBI has the lowest rate at 8.25% p.a. for EV loans. Rates vary based on credit score — confirm with each bank.
What is the down payment for KIA EV2?
Most banks require 10-20% down. With 20% down in Ahmedabad, you'd pay ₹11,01,500 upfront.
Is the on-road price in Ahmedabad different from ex-showroom?
Yes. Ahmedabad on-road price includes RTO (~5%), insurance (~4%), and stamp duty (0.15%) — adding about 10% to ex-showroom.
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