EMI Calculator
KIA EV2 EMI in Chennai
Monthly installment, down payment, and city-specific stamp duty for KIA EV2 in Chennai.
Your Loan Parameters
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10%60%
1 yr7 yrs
Ex-showroom
₹50.00 L
On-road (Chennai)
₹55.25 L
Down payment
₹11,05,000
Loan amount
₹44,20,000
EMI by Lender
Best rate in green · Based on typical published rates
| Bank | Rate | EMI | Total Interest | Processing |
|---|---|---|---|---|
| HDFC Bank | 8.5% p.a. | ₹90,683/mo | ₹10,20,984 | ₹33,150 |
| ICICI Bank | 8.75% p.a. | ₹91,217/mo | ₹10,52,994 | ₹22,100 |
| SBIBest | 8.25% p.a. | ₹90,151/mo | ₹9,89,086 | ₹15,470 |
| Axis Bank | 8.9% p.a. | ₹91,538/mo | ₹10,72,254 | ₹44,200 |
| Kotak Bank | 8.6% p.a. | ₹90,896/mo | ₹10,33,775 | ₹33,150 |
Chennai On-Road Breakup
- Ex-showroom₹50.00 L
- Registration + RTO₹2,50,000
- Insurance (1 yr)₹2,00,000
- Stamp duty (0.5%)₹25,000
- On-road Chennai₹55.25 L
Total Repayment (5 yrs)
- Monthly EMI (best rate)₹90,151
- Total paid to bank₹54,09,086
- Interest paid₹9,89,086
- Total cost (incl. DP)₹65,14,086
FAQs — KIA EV2 EMI in Chennai
What is the EMI for KIA EV2 in Chennai?
With 20% down payment over 5 years at the best rate (8.25%), EMI is approximately ₹90,151/month.
Which bank offers the lowest car loan rate?
SBI has the lowest rate at 8.25% p.a. for EV loans. Rates vary based on credit score — confirm with each bank.
What is the down payment for KIA EV2?
Most banks require 10-20% down. With 20% down in Chennai, you'd pay ₹11,05,000 upfront.
Is the on-road price in Chennai different from ex-showroom?
Yes. Chennai on-road price includes RTO (~5%), insurance (~4%), and stamp duty (0.5%) — adding about 10% to ex-showroom.
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