EMI Calculator
KIA EV2 EMI in Kolkata
Monthly installment, down payment, and city-specific stamp duty for KIA EV2 in Kolkata.
Your Loan Parameters
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10%60%
1 yr7 yrs
Ex-showroom
₹50.00 L
On-road (Kolkata)
₹55.05 L
Down payment
₹11,01,000
Loan amount
₹44,04,000
EMI by Lender
Best rate in green · Based on typical published rates
| Bank | Rate | EMI | Total Interest | Processing |
|---|---|---|---|---|
| HDFC Bank | 8.5% p.a. | ₹90,355/mo | ₹10,17,288 | ₹33,030 |
| ICICI Bank | 8.75% p.a. | ₹90,886/mo | ₹10,49,182 | ₹22,020 |
| SBIBest | 8.25% p.a. | ₹89,825/mo | ₹9,85,506 | ₹15,414 |
| Axis Bank | 8.9% p.a. | ₹91,206/mo | ₹10,68,372 | ₹44,040 |
| Kotak Bank | 8.6% p.a. | ₹90,567/mo | ₹10,30,033 | ₹33,030 |
Kolkata On-Road Breakup
- Ex-showroom₹50.00 L
- Registration + RTO₹2,50,000
- Insurance (1 yr)₹2,00,000
- Stamp duty (0.1%)₹5,000
- On-road Kolkata₹55.05 L
Total Repayment (5 yrs)
- Monthly EMI (best rate)₹89,825
- Total paid to bank₹53,89,506
- Interest paid₹9,85,506
- Total cost (incl. DP)₹64,90,506
FAQs — KIA EV2 EMI in Kolkata
What is the EMI for KIA EV2 in Kolkata?
With 20% down payment over 5 years at the best rate (8.25%), EMI is approximately ₹89,825/month.
Which bank offers the lowest car loan rate?
SBI has the lowest rate at 8.25% p.a. for EV loans. Rates vary based on credit score — confirm with each bank.
What is the down payment for KIA EV2?
Most banks require 10-20% down. With 20% down in Kolkata, you'd pay ₹11,01,000 upfront.
Is the on-road price in Kolkata different from ex-showroom?
Yes. Kolkata on-road price includes RTO (~5%), insurance (~4%), and stamp duty (0.1%) — adding about 10% to ex-showroom.
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