EMI Calculator
KIA EV2 EMI in Lucknow
Monthly installment, down payment, and city-specific stamp duty for KIA EV2 in Lucknow.
Your Loan Parameters
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10%60%
1 yr7 yrs
Ex-showroom
₹50.00 L
On-road (Lucknow)
₹55.10 L
Down payment
₹11,02,000
Loan amount
₹44,08,000
EMI by Lender
Best rate in green · Based on typical published rates
| Bank | Rate | EMI | Total Interest | Processing |
|---|---|---|---|---|
| HDFC Bank | 8.5% p.a. | ₹90,437/mo | ₹10,18,212 | ₹33,060 |
| ICICI Bank | 8.75% p.a. | ₹90,969/mo | ₹10,50,135 | ₹22,040 |
| SBIBest | 8.25% p.a. | ₹89,907/mo | ₹9,86,401 | ₹15,428 |
| Axis Bank | 8.9% p.a. | ₹91,289/mo | ₹10,69,343 | ₹44,080 |
| Kotak Bank | 8.6% p.a. | ₹90,649/mo | ₹10,30,968 | ₹33,060 |
Lucknow On-Road Breakup
- Ex-showroom₹50.00 L
- Registration + RTO₹2,50,000
- Insurance (1 yr)₹2,00,000
- Stamp duty (0.2%)₹10,000
- On-road Lucknow₹55.10 L
Total Repayment (5 yrs)
- Monthly EMI (best rate)₹89,907
- Total paid to bank₹53,94,401
- Interest paid₹9,86,401
- Total cost (incl. DP)₹64,96,401
FAQs — KIA EV2 EMI in Lucknow
What is the EMI for KIA EV2 in Lucknow?
With 20% down payment over 5 years at the best rate (8.25%), EMI is approximately ₹89,907/month.
Which bank offers the lowest car loan rate?
SBI has the lowest rate at 8.25% p.a. for EV loans. Rates vary based on credit score — confirm with each bank.
What is the down payment for KIA EV2?
Most banks require 10-20% down. With 20% down in Lucknow, you'd pay ₹11,02,000 upfront.
Is the on-road price in Lucknow different from ex-showroom?
Yes. Lucknow on-road price includes RTO (~5%), insurance (~4%), and stamp duty (0.2%) — adding about 10% to ex-showroom.
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