EMI Calculator
KIA EV2 EMI in Mumbai
Monthly installment, down payment, and city-specific stamp duty for KIA EV2 in Mumbai.
Your Loan Parameters
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10%60%
1 yr7 yrs
Ex-showroom
₹50.00 L
On-road (Mumbai)
₹55.13 L
Down payment
₹11,02,500
Loan amount
₹44,10,000
EMI by Lender
Best rate in green · Based on typical published rates
| Bank | Rate | EMI | Total Interest | Processing |
|---|---|---|---|---|
| HDFC Bank | 8.5% p.a. | ₹90,478/mo | ₹10,18,674 | ₹33,075 |
| ICICI Bank | 8.75% p.a. | ₹91,010/mo | ₹10,50,612 | ₹22,050 |
| SBIBest | 8.25% p.a. | ₹89,947/mo | ₹9,86,848 | ₹15,435 |
| Axis Bank | 8.9% p.a. | ₹91,330/mo | ₹10,69,828 | ₹44,100 |
| Kotak Bank | 8.6% p.a. | ₹90,691/mo | ₹10,31,436 | ₹33,075 |
Mumbai On-Road Breakup
- Ex-showroom₹50.00 L
- Registration + RTO₹2,50,000
- Insurance (1 yr)₹2,00,000
- Stamp duty (0.25%)₹12,500
- On-road Mumbai₹55.13 L
Total Repayment (5 yrs)
- Monthly EMI (best rate)₹89,947
- Total paid to bank₹53,96,848
- Interest paid₹9,86,848
- Total cost (incl. DP)₹64,99,348
FAQs — KIA EV2 EMI in Mumbai
What is the EMI for KIA EV2 in Mumbai?
With 20% down payment over 5 years at the best rate (8.25%), EMI is approximately ₹89,947/month.
Which bank offers the lowest car loan rate?
SBI has the lowest rate at 8.25% p.a. for EV loans. Rates vary based on credit score — confirm with each bank.
What is the down payment for KIA EV2?
Most banks require 10-20% down. With 20% down in Mumbai, you'd pay ₹11,02,500 upfront.
Is the on-road price in Mumbai different from ex-showroom?
Yes. Mumbai on-road price includes RTO (~5%), insurance (~4%), and stamp duty (0.25%) — adding about 10% to ex-showroom.
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