EMI Calculator
KIA EV3 EMI in Chandigarh
Monthly installment, down payment, and city-specific stamp duty for KIA EV3 in Chandigarh.
Your Loan Parameters
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10%60%
1 yr7 yrs
Ex-showroom
₹25.00 L
On-road (Chandigarh)
₹27.55 L
Down payment
₹5,51,000
Loan amount
₹22,04,000
EMI by Lender
Best rate in green · Based on typical published rates
| Bank | Rate | EMI | Total Interest | Processing |
|---|---|---|---|---|
| HDFC Bank | 8.5% p.a. | ₹45,218/mo | ₹5,09,106 | ₹16,530 |
| ICICI Bank | 8.75% p.a. | ₹45,484/mo | ₹5,25,068 | ₹11,020 |
| SBIBest | 8.25% p.a. | ₹44,953/mo | ₹4,93,200 | ₹7,714 |
| Axis Bank | 8.9% p.a. | ₹45,645/mo | ₹5,34,671 | ₹22,040 |
| Kotak Bank | 8.6% p.a. | ₹45,325/mo | ₹5,15,484 | ₹16,530 |
Chandigarh On-Road Breakup
- Ex-showroom₹25.00 L
- Registration + RTO₹1,25,000
- Insurance (1 yr)₹1,00,000
- Stamp duty (0.2%)₹5,000
- On-road Chandigarh₹27.55 L
Total Repayment (5 yrs)
- Monthly EMI (best rate)₹44,953
- Total paid to bank₹26,97,200
- Interest paid₹4,93,200
- Total cost (incl. DP)₹32,48,200
FAQs — KIA EV3 EMI in Chandigarh
What is the EMI for KIA EV3 in Chandigarh?
With 20% down payment over 5 years at the best rate (8.25%), EMI is approximately ₹44,953/month.
Which bank offers the lowest car loan rate?
SBI has the lowest rate at 8.25% p.a. for EV loans. Rates vary based on credit score — confirm with each bank.
What is the down payment for KIA EV3?
Most banks require 10-20% down. With 20% down in Chandigarh, you'd pay ₹5,51,000 upfront.
Is the on-road price in Chandigarh different from ex-showroom?
Yes. Chandigarh on-road price includes RTO (~5%), insurance (~4%), and stamp duty (0.2%) — adding about 10% to ex-showroom.
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