EMI Calculator
KIA EV4 EMI in Ahmedabad
Monthly installment, down payment, and city-specific stamp duty for KIA EV4 in Ahmedabad.
Your Loan Parameters
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10%60%
1 yr7 yrs
Ex-showroom
₹45.00 L
On-road (Ahmedabad)
₹49.57 L
Down payment
₹9,91,350
Loan amount
₹39,65,400
EMI by Lender
Best rate in green · Based on typical published rates
| Bank | Rate | EMI | Total Interest | Processing |
|---|---|---|---|---|
| HDFC Bank | 8.5% p.a. | ₹81,356/mo | ₹9,15,975 | ₹29,741 |
| ICICI Bank | 8.75% p.a. | ₹81,835/mo | ₹9,44,693 | ₹19,827 |
| SBIBest | 8.25% p.a. | ₹80,879/mo | ₹8,87,358 | ₹13,879 |
| Axis Bank | 8.9% p.a. | ₹82,123/mo | ₹9,61,972 | ₹39,654 |
| Kotak Bank | 8.6% p.a. | ₹81,548/mo | ₹9,27,450 | ₹29,741 |
Ahmedabad On-Road Breakup
- Ex-showroom₹45.00 L
- Registration + RTO₹2,25,000
- Insurance (1 yr)₹1,80,000
- Stamp duty (0.15%)₹6,750
- On-road Ahmedabad₹49.57 L
Total Repayment (5 yrs)
- Monthly EMI (best rate)₹80,879
- Total paid to bank₹48,52,758
- Interest paid₹8,87,358
- Total cost (incl. DP)₹58,44,108
FAQs — KIA EV4 EMI in Ahmedabad
What is the EMI for KIA EV4 in Ahmedabad?
With 20% down payment over 5 years at the best rate (8.25%), EMI is approximately ₹80,879/month.
Which bank offers the lowest car loan rate?
SBI has the lowest rate at 8.25% p.a. for EV loans. Rates vary based on credit score — confirm with each bank.
What is the down payment for KIA EV4?
Most banks require 10-20% down. With 20% down in Ahmedabad, you'd pay ₹9,91,350 upfront.
Is the on-road price in Ahmedabad different from ex-showroom?
Yes. Ahmedabad on-road price includes RTO (~5%), insurance (~4%), and stamp duty (0.15%) — adding about 10% to ex-showroom.
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