EMI Calculator
KIA EV4 EMI in Chennai
Monthly installment, down payment, and city-specific stamp duty for KIA EV4 in Chennai.
Your Loan Parameters
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10%60%
1 yr7 yrs
Ex-showroom
₹45.00 L
On-road (Chennai)
₹49.73 L
Down payment
₹9,94,500
Loan amount
₹39,78,000
EMI by Lender
Best rate in green · Based on typical published rates
| Bank | Rate | EMI | Total Interest | Processing |
|---|---|---|---|---|
| HDFC Bank | 8.5% p.a. | ₹81,615/mo | ₹9,18,886 | ₹29,835 |
| ICICI Bank | 8.75% p.a. | ₹82,095/mo | ₹9,47,695 | ₹19,890 |
| SBIBest | 8.25% p.a. | ₹81,136/mo | ₹8,90,177 | ₹13,923 |
| Axis Bank | 8.9% p.a. | ₹82,384/mo | ₹9,65,028 | ₹39,780 |
| Kotak Bank | 8.6% p.a. | ₹81,807/mo | ₹9,30,397 | ₹29,835 |
Chennai On-Road Breakup
- Ex-showroom₹45.00 L
- Registration + RTO₹2,25,000
- Insurance (1 yr)₹1,80,000
- Stamp duty (0.5%)₹22,500
- On-road Chennai₹49.73 L
Total Repayment (5 yrs)
- Monthly EMI (best rate)₹81,136
- Total paid to bank₹48,68,177
- Interest paid₹8,90,177
- Total cost (incl. DP)₹58,62,677
FAQs — KIA EV4 EMI in Chennai
What is the EMI for KIA EV4 in Chennai?
With 20% down payment over 5 years at the best rate (8.25%), EMI is approximately ₹81,136/month.
Which bank offers the lowest car loan rate?
SBI has the lowest rate at 8.25% p.a. for EV loans. Rates vary based on credit score — confirm with each bank.
What is the down payment for KIA EV4?
Most banks require 10-20% down. With 20% down in Chennai, you'd pay ₹9,94,500 upfront.
Is the on-road price in Chennai different from ex-showroom?
Yes. Chennai on-road price includes RTO (~5%), insurance (~4%), and stamp duty (0.5%) — adding about 10% to ex-showroom.
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