EMI Calculator
KIA EV4 EMI in Delhi
Monthly installment, down payment, and city-specific stamp duty for KIA EV4 in Delhi.
Your Loan Parameters
Adjust down payment and tenure to see EMIs update live
10%60%
1 yr7 yrs
Ex-showroom
₹45.00 L
On-road (Delhi)
₹49.55 L
Down payment
₹9,90,900
Loan amount
₹39,63,600
EMI by Lender
Best rate in green · Based on typical published rates
| Bank | Rate | EMI | Total Interest | Processing |
|---|---|---|---|---|
| HDFC Bank | 8.5% p.a. | ₹81,319/mo | ₹9,15,559 | ₹29,727 |
| ICICI Bank | 8.75% p.a. | ₹81,798/mo | ₹9,44,264 | ₹19,818 |
| SBIBest | 8.25% p.a. | ₹80,843/mo | ₹8,86,955 | ₹13,873 |
| Axis Bank | 8.9% p.a. | ₹82,086/mo | ₹9,61,535 | ₹39,636 |
| Kotak Bank | 8.6% p.a. | ₹81,510/mo | ₹9,27,029 | ₹29,727 |
Delhi On-Road Breakup
- Ex-showroom₹45.00 L
- Registration + RTO₹2,25,000
- Insurance (1 yr)₹1,80,000
- Stamp duty (0.1%)₹4,500
- On-road Delhi₹49.55 L
Total Repayment (5 yrs)
- Monthly EMI (best rate)₹80,843
- Total paid to bank₹48,50,555
- Interest paid₹8,86,955
- Total cost (incl. DP)₹58,41,455
FAQs — KIA EV4 EMI in Delhi
What is the EMI for KIA EV4 in Delhi?
With 20% down payment over 5 years at the best rate (8.25%), EMI is approximately ₹80,843/month.
Which bank offers the lowest car loan rate?
SBI has the lowest rate at 8.25% p.a. for EV loans. Rates vary based on credit score — confirm with each bank.
What is the down payment for KIA EV4?
Most banks require 10-20% down. With 20% down in Delhi, you'd pay ₹9,90,900 upfront.
Is the on-road price in Delhi different from ex-showroom?
Yes. Delhi on-road price includes RTO (~5%), insurance (~4%), and stamp duty (0.1%) — adding about 10% to ex-showroom.
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