EMI Calculator
KIA EV5 EMI in Chennai
Monthly installment, down payment, and city-specific stamp duty for KIA EV5 in Chennai.
Your Loan Parameters
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10%60%
1 yr7 yrs
Ex-showroom
₹70.00 L
On-road (Chennai)
₹77.35 L
Down payment
₹15,47,000
Loan amount
₹61,88,000
EMI by Lender
Best rate in green · Based on typical published rates
| Bank | Rate | EMI | Total Interest | Processing |
|---|---|---|---|---|
| HDFC Bank | 8.5% p.a. | ₹1,26,956/mo | ₹14,29,378 | ₹46,410 |
| ICICI Bank | 8.75% p.a. | ₹1,27,703/mo | ₹14,74,192 | ₹30,940 |
| SBIBest | 8.25% p.a. | ₹1,26,212/mo | ₹13,84,720 | ₹21,658 |
| Axis Bank | 8.9% p.a. | ₹1,28,153/mo | ₹15,01,155 | ₹61,880 |
| Kotak Bank | 8.6% p.a. | ₹1,27,255/mo | ₹14,47,285 | ₹46,410 |
Chennai On-Road Breakup
- Ex-showroom₹70.00 L
- Registration + RTO₹3,50,000
- Insurance (1 yr)₹2,80,000
- Stamp duty (0.5%)₹35,000
- On-road Chennai₹77.35 L
Total Repayment (5 yrs)
- Monthly EMI (best rate)₹1,26,212
- Total paid to bank₹75,72,720
- Interest paid₹13,84,720
- Total cost (incl. DP)₹91,19,720
FAQs — KIA EV5 EMI in Chennai
What is the EMI for KIA EV5 in Chennai?
With 20% down payment over 5 years at the best rate (8.25%), EMI is approximately ₹1,26,212/month.
Which bank offers the lowest car loan rate?
SBI has the lowest rate at 8.25% p.a. for EV loans. Rates vary based on credit score — confirm with each bank.
What is the down payment for KIA EV5?
Most banks require 10-20% down. With 20% down in Chennai, you'd pay ₹15,47,000 upfront.
Is the on-road price in Chennai different from ex-showroom?
Yes. Chennai on-road price includes RTO (~5%), insurance (~4%), and stamp duty (0.5%) — adding about 10% to ex-showroom.
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