EMI Calculator
KIA EV5 EMI in Goa
Monthly installment, down payment, and city-specific stamp duty for KIA EV5 in Goa.
Your Loan Parameters
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10%60%
1 yr7 yrs
Ex-showroom
₹70.00 L
On-road (Goa)
₹77.14 L
Down payment
₹15,42,800
Loan amount
₹61,71,200
EMI by Lender
Best rate in green · Based on typical published rates
| Bank | Rate | EMI | Total Interest | Processing |
|---|---|---|---|---|
| HDFC Bank | 8.5% p.a. | ₹1,26,612/mo | ₹14,25,497 | ₹46,284 |
| ICICI Bank | 8.75% p.a. | ₹1,27,356/mo | ₹14,70,189 | ₹30,856 |
| SBIBest | 8.25% p.a. | ₹1,25,869/mo | ₹13,80,961 | ₹21,599 |
| Axis Bank | 8.9% p.a. | ₹1,27,805/mo | ₹14,97,080 | ₹61,712 |
| Kotak Bank | 8.6% p.a. | ₹1,26,909/mo | ₹14,43,355 | ₹46,284 |
Goa On-Road Breakup
- Ex-showroom₹70.00 L
- Registration + RTO₹3,50,000
- Insurance (1 yr)₹2,80,000
- Stamp duty (0.2%)₹14,000
- On-road Goa₹77.14 L
Total Repayment (5 yrs)
- Monthly EMI (best rate)₹1,25,869
- Total paid to bank₹75,52,161
- Interest paid₹13,80,961
- Total cost (incl. DP)₹90,94,961
FAQs — KIA EV5 EMI in Goa
What is the EMI for KIA EV5 in Goa?
With 20% down payment over 5 years at the best rate (8.25%), EMI is approximately ₹1,25,869/month.
Which bank offers the lowest car loan rate?
SBI has the lowest rate at 8.25% p.a. for EV loans. Rates vary based on credit score — confirm with each bank.
What is the down payment for KIA EV5?
Most banks require 10-20% down. With 20% down in Goa, you'd pay ₹15,42,800 upfront.
Is the on-road price in Goa different from ex-showroom?
Yes. Goa on-road price includes RTO (~5%), insurance (~4%), and stamp duty (0.2%) — adding about 10% to ex-showroom.
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