EMI Calculator
KIA EV9 EMI in Chandigarh
Monthly installment, down payment, and city-specific stamp duty for KIA EV9 in Chandigarh.

Your Loan Parameters
Adjust down payment and tenure to see EMIs update live
10%60%
1 yr7 yrs
Ex-showroom
₹129.90 L
On-road (Chandigarh)
₹143.15 L
Down payment
₹28,62,996
Loan amount
₹1,14,51,984
EMI by Lender
Best rate in green · Based on typical published rates
| Bank | Rate | EMI | Total Interest | Processing |
|---|---|---|---|---|
| HDFC Bank | 8.5% p.a. | ₹2,34,955/mo | ₹26,45,315 | ₹85,890 |
| ICICI Bank | 8.75% p.a. | ₹2,36,337/mo | ₹27,28,252 | ₹57,260 |
| SBIBest | 8.25% p.a. | ₹2,33,578/mo | ₹25,62,669 | ₹40,082 |
| Axis Bank | 8.9% p.a. | ₹2,37,169/mo | ₹27,78,152 | ₹1,14,520 |
| Kotak Bank | 8.6% p.a. | ₹2,35,507/mo | ₹26,78,455 | ₹85,890 |
Chandigarh On-Road Breakup
- Ex-showroom₹129.90 L
- Registration + RTO₹6,49,500
- Insurance (1 yr)₹5,19,600
- Stamp duty (0.2%)₹25,980
- On-road Chandigarh₹143.15 L
Total Repayment (5 yrs)
- Monthly EMI (best rate)₹2,33,578
- Total paid to bank₹1,40,14,653
- Interest paid₹25,62,669
- Total cost (incl. DP)₹1,68,77,649
FAQs — KIA EV9 EMI in Chandigarh
What is the EMI for KIA EV9 in Chandigarh?
With 20% down payment over 5 years at the best rate (8.25%), EMI is approximately ₹2,33,578/month.
Which bank offers the lowest car loan rate?
SBI has the lowest rate at 8.25% p.a. for EV loans. Rates vary based on credit score — confirm with each bank.
What is the down payment for KIA EV9?
Most banks require 10-20% down. With 20% down in Chandigarh, you'd pay ₹28,62,996 upfront.
Is the on-road price in Chandigarh different from ex-showroom?
Yes. Chandigarh on-road price includes RTO (~5%), insurance (~4%), and stamp duty (0.2%) — adding about 10% to ex-showroom.
Get pre-approved loan offers
Share your details and we'll connect you with top lenders in Chandigarh.