EMI Calculator
KIA EV9 EMI in Chennai
Monthly installment, down payment, and city-specific stamp duty for KIA EV9 in Chennai.
Your Loan Parameters
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10%60%
1 yr7 yrs
Ex-showroom
₹129.90 L
On-road (Chennai)
₹143.54 L
Down payment
₹28,70,790
Loan amount
₹1,14,83,160
EMI by Lender
Best rate in green · Based on typical published rates
| Bank | Rate | EMI | Total Interest | Processing |
|---|---|---|---|---|
| HDFC Bank | 8.5% p.a. | ₹2,35,595/mo | ₹26,52,517 | ₹86,124 |
| ICICI Bank | 8.75% p.a. | ₹2,36,981/mo | ₹27,35,679 | ₹57,416 |
| SBIBest | 8.25% p.a. | ₹2,34,213/mo | ₹25,69,645 | ₹40,191 |
| Axis Bank | 8.9% p.a. | ₹2,37,815/mo | ₹27,85,715 | ₹1,14,832 |
| Kotak Bank | 8.6% p.a. | ₹2,36,148/mo | ₹26,85,747 | ₹86,124 |
Chennai On-Road Breakup
- Ex-showroom₹129.90 L
- Registration + RTO₹6,49,500
- Insurance (1 yr)₹5,19,600
- Stamp duty (0.5%)₹64,950
- On-road Chennai₹143.54 L
Total Repayment (5 yrs)
- Monthly EMI (best rate)₹2,34,213
- Total paid to bank₹1,40,52,805
- Interest paid₹25,69,645
- Total cost (incl. DP)₹1,69,23,595
FAQs — KIA EV9 EMI in Chennai
What is the EMI for KIA EV9 in Chennai?
With 20% down payment over 5 years at the best rate (8.25%), EMI is approximately ₹2,34,213/month.
Which bank offers the lowest car loan rate?
SBI has the lowest rate at 8.25% p.a. for EV loans. Rates vary based on credit score — confirm with each bank.
What is the down payment for KIA EV9?
Most banks require 10-20% down. With 20% down in Chennai, you'd pay ₹28,70,790 upfront.
Is the on-road price in Chennai different from ex-showroom?
Yes. Chennai on-road price includes RTO (~5%), insurance (~4%), and stamp duty (0.5%) — adding about 10% to ex-showroom.
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