EMI Calculator
KIA EV9 EMI in Kolkata
Monthly installment, down payment, and city-specific stamp duty for KIA EV9 in Kolkata.
Your Loan Parameters
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10%60%
1 yr7 yrs
Ex-showroom
₹129.90 L
On-road (Kolkata)
₹143.02 L
Down payment
₹28,60,398
Loan amount
₹1,14,41,592
EMI by Lender
Best rate in green · Based on typical published rates
| Bank | Rate | EMI | Total Interest | Processing |
|---|---|---|---|---|
| HDFC Bank | 8.5% p.a. | ₹2,34,742/mo | ₹26,42,915 | ₹85,812 |
| ICICI Bank | 8.75% p.a. | ₹2,36,123/mo | ₹27,25,776 | ₹57,208 |
| SBIBest | 8.25% p.a. | ₹2,33,366/mo | ₹25,60,343 | ₹40,046 |
| Axis Bank | 8.9% p.a. | ₹2,36,954/mo | ₹27,75,631 | ₹1,14,416 |
| Kotak Bank | 8.6% p.a. | ₹2,35,294/mo | ₹26,76,025 | ₹85,812 |
Kolkata On-Road Breakup
- Ex-showroom₹129.90 L
- Registration + RTO₹6,49,500
- Insurance (1 yr)₹5,19,600
- Stamp duty (0.1%)₹12,990
- On-road Kolkata₹143.02 L
Total Repayment (5 yrs)
- Monthly EMI (best rate)₹2,33,366
- Total paid to bank₹1,40,01,935
- Interest paid₹25,60,343
- Total cost (incl. DP)₹1,68,62,333
FAQs — KIA EV9 EMI in Kolkata
What is the EMI for KIA EV9 in Kolkata?
With 20% down payment over 5 years at the best rate (8.25%), EMI is approximately ₹2,33,366/month.
Which bank offers the lowest car loan rate?
SBI has the lowest rate at 8.25% p.a. for EV loans. Rates vary based on credit score — confirm with each bank.
What is the down payment for KIA EV9?
Most banks require 10-20% down. With 20% down in Kolkata, you'd pay ₹28,60,398 upfront.
Is the on-road price in Kolkata different from ex-showroom?
Yes. Kolkata on-road price includes RTO (~5%), insurance (~4%), and stamp duty (0.1%) — adding about 10% to ex-showroom.
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