EMI Calculator
KIA EV9 EMI in Mumbai
Monthly installment, down payment, and city-specific stamp duty for KIA EV9 in Mumbai.

Your Loan Parameters
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10%60%
1 yr7 yrs
Ex-showroom
₹129.90 L
On-road (Mumbai)
₹143.21 L
Down payment
₹28,64,295
Loan amount
₹1,14,57,180
EMI by Lender
Best rate in green · Based on typical published rates
| Bank | Rate | EMI | Total Interest | Processing |
|---|---|---|---|---|
| HDFC Bank | 8.5% p.a. | ₹2,35,062/mo | ₹26,46,516 | ₹85,929 |
| ICICI Bank | 8.75% p.a. | ₹2,36,444/mo | ₹27,29,489 | ₹57,286 |
| SBIBest | 8.25% p.a. | ₹2,33,684/mo | ₹25,63,832 | ₹40,100 |
| Axis Bank | 8.9% p.a. | ₹2,37,277/mo | ₹27,79,413 | ₹1,14,572 |
| Kotak Bank | 8.6% p.a. | ₹2,35,614/mo | ₹26,79,670 | ₹85,929 |
Mumbai On-Road Breakup
- Ex-showroom₹129.90 L
- Registration + RTO₹6,49,500
- Insurance (1 yr)₹5,19,600
- Stamp duty (0.25%)₹32,475
- On-road Mumbai₹143.21 L
Total Repayment (5 yrs)
- Monthly EMI (best rate)₹2,33,684
- Total paid to bank₹1,40,21,012
- Interest paid₹25,63,832
- Total cost (incl. DP)₹1,68,85,307
FAQs — KIA EV9 EMI in Mumbai
What is the EMI for KIA EV9 in Mumbai?
With 20% down payment over 5 years at the best rate (8.25%), EMI is approximately ₹2,33,684/month.
Which bank offers the lowest car loan rate?
SBI has the lowest rate at 8.25% p.a. for EV loans. Rates vary based on credit score — confirm with each bank.
What is the down payment for KIA EV9?
Most banks require 10-20% down. With 20% down in Mumbai, you'd pay ₹28,64,295 upfront.
Is the on-road price in Mumbai different from ex-showroom?
Yes. Mumbai on-road price includes RTO (~5%), insurance (~4%), and stamp duty (0.25%) — adding about 10% to ex-showroom.
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