EMI Calculator
KIA Niro EV EMI in Ahmedabad
Monthly installment, down payment, and city-specific stamp duty for KIA Niro EV in Ahmedabad.
Your Loan Parameters
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10%60%
1 yr7 yrs
Ex-showroom
₹15.00 L
On-road (Ahmedabad)
₹16.52 L
Down payment
₹3,30,450
Loan amount
₹13,21,800
EMI by Lender
Best rate in green · Based on typical published rates
| Bank | Rate | EMI | Total Interest | Processing |
|---|---|---|---|---|
| HDFC Bank | 8.5% p.a. | ₹27,119/mo | ₹3,05,325 | ₹9,914 |
| ICICI Bank | 8.75% p.a. | ₹27,278/mo | ₹3,14,898 | ₹6,609 |
| SBIBest | 8.25% p.a. | ₹26,960/mo | ₹2,95,786 | ₹4,626 |
| Axis Bank | 8.9% p.a. | ₹27,374/mo | ₹3,20,657 | ₹13,218 |
| Kotak Bank | 8.6% p.a. | ₹27,183/mo | ₹3,09,150 | ₹9,914 |
Ahmedabad On-Road Breakup
- Ex-showroom₹15.00 L
- Registration + RTO₹75,000
- Insurance (1 yr)₹60,000
- Stamp duty (0.15%)₹2,250
- On-road Ahmedabad₹16.52 L
Total Repayment (5 yrs)
- Monthly EMI (best rate)₹26,960
- Total paid to bank₹16,17,586
- Interest paid₹2,95,786
- Total cost (incl. DP)₹19,48,036
FAQs — KIA Niro EV EMI in Ahmedabad
What is the EMI for KIA Niro EV in Ahmedabad?
With 20% down payment over 5 years at the best rate (8.25%), EMI is approximately ₹26,960/month.
Which bank offers the lowest car loan rate?
SBI has the lowest rate at 8.25% p.a. for EV loans. Rates vary based on credit score — confirm with each bank.
What is the down payment for KIA Niro EV?
Most banks require 10-20% down. With 20% down in Ahmedabad, you'd pay ₹3,30,450 upfront.
Is the on-road price in Ahmedabad different from ex-showroom?
Yes. Ahmedabad on-road price includes RTO (~5%), insurance (~4%), and stamp duty (0.15%) — adding about 10% to ex-showroom.
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