EMI Calculator
Kia Syros EV EMI in Lucknow
Monthly installment, down payment, and city-specific stamp duty for Kia Syros EV in Lucknow.
Your Loan Parameters
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10%60%
1 yr7 yrs
Ex-showroom
₹14.00 L
On-road (Lucknow)
₹15.43 L
Down payment
₹3,08,560
Loan amount
₹12,34,240
EMI by Lender
Best rate in green · Based on typical published rates
| Bank | Rate | EMI | Total Interest | Processing |
|---|---|---|---|---|
| HDFC Bank | 8.5% p.a. | ₹25,322/mo | ₹2,85,099 | ₹9,257 |
| ICICI Bank | 8.75% p.a. | ₹25,471/mo | ₹2,94,038 | ₹6,171 |
| SBIBest | 8.25% p.a. | ₹25,174/mo | ₹2,76,192 | ₹4,320 |
| Axis Bank | 8.9% p.a. | ₹25,561/mo | ₹2,99,416 | ₹12,342 |
| Kotak Bank | 8.6% p.a. | ₹25,382/mo | ₹2,88,671 | ₹9,257 |
Lucknow On-Road Breakup
- Ex-showroom₹14.00 L
- Registration + RTO₹70,000
- Insurance (1 yr)₹56,000
- Stamp duty (0.2%)₹2,800
- On-road Lucknow₹15.43 L
Total Repayment (5 yrs)
- Monthly EMI (best rate)₹25,174
- Total paid to bank₹15,10,432
- Interest paid₹2,76,192
- Total cost (incl. DP)₹18,18,992
FAQs — Kia Syros EV EMI in Lucknow
What is the EMI for Kia Syros EV in Lucknow?
With 20% down payment over 5 years at the best rate (8.25%), EMI is approximately ₹25,174/month.
Which bank offers the lowest car loan rate?
SBI has the lowest rate at 8.25% p.a. for EV loans. Rates vary based on credit score — confirm with each bank.
What is the down payment for Kia Syros EV?
Most banks require 10-20% down. With 20% down in Lucknow, you'd pay ₹3,08,560 upfront.
Is the on-road price in Lucknow different from ex-showroom?
Yes. Lucknow on-road price includes RTO (~5%), insurance (~4%), and stamp duty (0.2%) — adding about 10% to ex-showroom.
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