EMI Calculator
Lotus Eletre EMI in Chennai
Monthly installment, down payment, and city-specific stamp duty for Lotus Eletre in Chennai.
Your Loan Parameters
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10%60%
1 yr7 yrs
Ex-showroom
₹300.00 L
On-road (Chennai)
₹331.50 L
Down payment
₹66,30,000
Loan amount
₹2,65,20,000
EMI by Lender
Best rate in green · Based on typical published rates
| Bank | Rate | EMI | Total Interest | Processing |
|---|---|---|---|---|
| HDFC Bank | 8.5% p.a. | ₹5,44,098/mo | ₹61,25,905 | ₹1,98,900 |
| ICICI Bank | 8.75% p.a. | ₹5,47,299/mo | ₹63,17,965 | ₹1,32,600 |
| SBIBest | 8.25% p.a. | ₹5,40,909/mo | ₹59,34,516 | ₹92,820 |
| Axis Bank | 8.9% p.a. | ₹5,49,225/mo | ₹64,33,522 | ₹2,65,200 |
| Kotak Bank | 8.6% p.a. | ₹5,45,377/mo | ₹62,02,648 | ₹1,98,900 |
Chennai On-Road Breakup
- Ex-showroom₹300.00 L
- Registration + RTO₹15,00,000
- Insurance (1 yr)₹12,00,000
- Stamp duty (0.5%)₹1,50,000
- On-road Chennai₹331.50 L
Total Repayment (5 yrs)
- Monthly EMI (best rate)₹5,40,909
- Total paid to bank₹3,24,54,516
- Interest paid₹59,34,516
- Total cost (incl. DP)₹3,90,84,516
FAQs — Lotus Eletre EMI in Chennai
What is the EMI for Lotus Eletre in Chennai?
With 20% down payment over 5 years at the best rate (8.25%), EMI is approximately ₹5,40,909/month.
Which bank offers the lowest car loan rate?
SBI has the lowest rate at 8.25% p.a. for EV loans. Rates vary based on credit score — confirm with each bank.
What is the down payment for Lotus Eletre?
Most banks require 10-20% down. With 20% down in Chennai, you'd pay ₹66,30,000 upfront.
Is the on-road price in Chennai different from ex-showroom?
Yes. Chennai on-road price includes RTO (~5%), insurance (~4%), and stamp duty (0.5%) — adding about 10% to ex-showroom.
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