EMI Calculator
Lotus Eletre EMI in Kolkata
Monthly installment, down payment, and city-specific stamp duty for Lotus Eletre in Kolkata.
Your Loan Parameters
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10%60%
1 yr7 yrs
Ex-showroom
₹300.00 L
On-road (Kolkata)
₹330.30 L
Down payment
₹66,06,000
Loan amount
₹2,64,24,000
EMI by Lender
Best rate in green · Based on typical published rates
| Bank | Rate | EMI | Total Interest | Processing |
|---|---|---|---|---|
| HDFC Bank | 8.5% p.a. | ₹5,42,129/mo | ₹61,03,729 | ₹1,98,180 |
| ICICI Bank | 8.75% p.a. | ₹5,45,318/mo | ₹62,95,094 | ₹1,32,120 |
| SBIBest | 8.25% p.a. | ₹5,38,951/mo | ₹59,13,033 | ₹92,484 |
| Axis Bank | 8.9% p.a. | ₹5,47,237/mo | ₹64,10,234 | ₹2,64,240 |
| Kotak Bank | 8.6% p.a. | ₹5,43,403/mo | ₹61,80,195 | ₹1,98,180 |
Kolkata On-Road Breakup
- Ex-showroom₹300.00 L
- Registration + RTO₹15,00,000
- Insurance (1 yr)₹12,00,000
- Stamp duty (0.1%)₹30,000
- On-road Kolkata₹330.30 L
Total Repayment (5 yrs)
- Monthly EMI (best rate)₹5,38,951
- Total paid to bank₹3,23,37,033
- Interest paid₹59,13,033
- Total cost (incl. DP)₹3,89,43,033
FAQs — Lotus Eletre EMI in Kolkata
What is the EMI for Lotus Eletre in Kolkata?
With 20% down payment over 5 years at the best rate (8.25%), EMI is approximately ₹5,38,951/month.
Which bank offers the lowest car loan rate?
SBI has the lowest rate at 8.25% p.a. for EV loans. Rates vary based on credit score — confirm with each bank.
What is the down payment for Lotus Eletre?
Most banks require 10-20% down. With 20% down in Kolkata, you'd pay ₹66,06,000 upfront.
Is the on-road price in Kolkata different from ex-showroom?
Yes. Kolkata on-road price includes RTO (~5%), insurance (~4%), and stamp duty (0.1%) — adding about 10% to ex-showroom.
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