EMI Calculator
Lotus Emeya EMI in Chennai
Monthly installment, down payment, and city-specific stamp duty for Lotus Emeya in Chennai.
Your Loan Parameters
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10%60%
1 yr7 yrs
Ex-showroom
₹233.51 L
On-road (Chennai)
₹258.03 L
Down payment
₹51,60,585
Loan amount
₹2,06,42,342
EMI by Lender
Best rate in green · Based on typical published rates
| Bank | Rate | EMI | Total Interest | Processing |
|---|---|---|---|---|
| HDFC Bank | 8.5% p.a. | ₹4,23,509/mo | ₹47,68,213 | ₹1,54,818 |
| ICICI Bank | 8.75% p.a. | ₹4,26,001/mo | ₹49,17,707 | ₹1,03,212 |
| SBIBest | 8.25% p.a. | ₹4,21,026/mo | ₹46,19,242 | ₹72,248 |
| Axis Bank | 8.9% p.a. | ₹4,27,500/mo | ₹50,07,653 | ₹2,06,423 |
| Kotak Bank | 8.6% p.a. | ₹4,24,505/mo | ₹48,27,948 | ₹1,54,818 |
Chennai On-Road Breakup
- Ex-showroom₹233.51 L
- Registration + RTO₹11,67,553
- Insurance (1 yr)₹9,34,043
- Stamp duty (0.5%)₹1,16,755
- On-road Chennai₹258.03 L
Total Repayment (5 yrs)
- Monthly EMI (best rate)₹4,21,026
- Total paid to bank₹2,52,61,584
- Interest paid₹46,19,242
- Total cost (incl. DP)₹3,04,22,169
FAQs — Lotus Emeya EMI in Chennai
What is the EMI for Lotus Emeya in Chennai?
With 20% down payment over 5 years at the best rate (8.25%), EMI is approximately ₹4,21,026/month.
Which bank offers the lowest car loan rate?
SBI has the lowest rate at 8.25% p.a. for EV loans. Rates vary based on credit score — confirm with each bank.
What is the down payment for Lotus Emeya?
Most banks require 10-20% down. With 20% down in Chennai, you'd pay ₹51,60,585 upfront.
Is the on-road price in Chennai different from ex-showroom?
Yes. Chennai on-road price includes RTO (~5%), insurance (~4%), and stamp duty (0.5%) — adding about 10% to ex-showroom.
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