EMI Calculator
Lotus Emeya EMI in Kolkata
Monthly installment, down payment, and city-specific stamp duty for Lotus Emeya in Kolkata.
Your Loan Parameters
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10%60%
1 yr7 yrs
Ex-showroom
₹233.51 L
On-road (Kolkata)
₹257.10 L
Down payment
₹51,41,905
Loan amount
₹2,05,67,618
EMI by Lender
Best rate in green · Based on typical published rates
| Bank | Rate | EMI | Total Interest | Processing |
|---|---|---|---|---|
| HDFC Bank | 8.5% p.a. | ₹4,21,976/mo | ₹47,50,953 | ₹1,54,257 |
| ICICI Bank | 8.75% p.a. | ₹4,24,459/mo | ₹48,99,905 | ₹1,02,838 |
| SBIBest | 8.25% p.a. | ₹4,19,502/mo | ₹46,02,521 | ₹71,987 |
| Axis Bank | 8.9% p.a. | ₹4,25,952/mo | ₹49,89,526 | ₹2,05,676 |
| Kotak Bank | 8.6% p.a. | ₹4,22,968/mo | ₹48,10,471 | ₹1,54,257 |
Kolkata On-Road Breakup
- Ex-showroom₹233.51 L
- Registration + RTO₹11,67,553
- Insurance (1 yr)₹9,34,043
- Stamp duty (0.1%)₹23,351
- On-road Kolkata₹257.10 L
Total Repayment (5 yrs)
- Monthly EMI (best rate)₹4,19,502
- Total paid to bank₹2,51,70,139
- Interest paid₹46,02,521
- Total cost (incl. DP)₹3,03,12,044
FAQs — Lotus Emeya EMI in Kolkata
What is the EMI for Lotus Emeya in Kolkata?
With 20% down payment over 5 years at the best rate (8.25%), EMI is approximately ₹4,19,502/month.
Which bank offers the lowest car loan rate?
SBI has the lowest rate at 8.25% p.a. for EV loans. Rates vary based on credit score — confirm with each bank.
What is the down payment for Lotus Emeya?
Most banks require 10-20% down. With 20% down in Kolkata, you'd pay ₹51,41,905 upfront.
Is the on-road price in Kolkata different from ex-showroom?
Yes. Kolkata on-road price includes RTO (~5%), insurance (~4%), and stamp duty (0.1%) — adding about 10% to ex-showroom.
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