EMI Calculator
Lotus Emeya EMI in Pune
Monthly installment, down payment, and city-specific stamp duty for Lotus Emeya in Pune.
Your Loan Parameters
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10%60%
1 yr7 yrs
Ex-showroom
₹233.51 L
On-road (Pune)
₹257.45 L
Down payment
₹51,48,910
Loan amount
₹2,05,95,639
EMI by Lender
Best rate in green · Based on typical published rates
| Bank | Rate | EMI | Total Interest | Processing |
|---|---|---|---|---|
| HDFC Bank | 8.5% p.a. | ₹4,22,551/mo | ₹47,57,425 | ₹1,54,467 |
| ICICI Bank | 8.75% p.a. | ₹4,25,037/mo | ₹49,06,581 | ₹1,02,978 |
| SBIBest | 8.25% p.a. | ₹4,20,074/mo | ₹46,08,791 | ₹72,085 |
| Axis Bank | 8.9% p.a. | ₹4,26,533/mo | ₹49,96,324 | ₹2,05,956 |
| Kotak Bank | 8.6% p.a. | ₹4,23,544/mo | ₹48,17,025 | ₹1,54,467 |
Pune On-Road Breakup
- Ex-showroom₹233.51 L
- Registration + RTO₹11,67,553
- Insurance (1 yr)₹9,34,043
- Stamp duty (0.25%)₹58,378
- On-road Pune₹257.45 L
Total Repayment (5 yrs)
- Monthly EMI (best rate)₹4,20,074
- Total paid to bank₹2,52,04,430
- Interest paid₹46,08,791
- Total cost (incl. DP)₹3,03,53,340
FAQs — Lotus Emeya EMI in Pune
What is the EMI for Lotus Emeya in Pune?
With 20% down payment over 5 years at the best rate (8.25%), EMI is approximately ₹4,20,074/month.
Which bank offers the lowest car loan rate?
SBI has the lowest rate at 8.25% p.a. for EV loans. Rates vary based on credit score — confirm with each bank.
What is the down payment for Lotus Emeya?
Most banks require 10-20% down. With 20% down in Pune, you'd pay ₹51,48,910 upfront.
Is the on-road price in Pune different from ex-showroom?
Yes. Pune on-road price includes RTO (~5%), insurance (~4%), and stamp duty (0.25%) — adding about 10% to ex-showroom.
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