EMI Calculator
Lotus Emeya EMI in Surat
Monthly installment, down payment, and city-specific stamp duty for Lotus Emeya in Surat.
Your Loan Parameters
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10%60%
1 yr7 yrs
Ex-showroom
₹233.51 L
On-road (Surat)
₹257.33 L
Down payment
₹51,46,575
Loan amount
₹2,05,86,299
EMI by Lender
Best rate in green · Based on typical published rates
| Bank | Rate | EMI | Total Interest | Processing |
|---|---|---|---|---|
| HDFC Bank | 8.5% p.a. | ₹4,22,359/mo | ₹47,55,268 | ₹1,54,397 |
| ICICI Bank | 8.75% p.a. | ₹4,24,844/mo | ₹49,04,356 | ₹1,02,931 |
| SBIBest | 8.25% p.a. | ₹4,19,883/mo | ₹46,06,701 | ₹72,052 |
| Axis Bank | 8.9% p.a. | ₹4,26,339/mo | ₹49,94,058 | ₹2,05,863 |
| Kotak Bank | 8.6% p.a. | ₹4,23,352/mo | ₹48,14,841 | ₹1,54,397 |
Surat On-Road Breakup
- Ex-showroom₹233.51 L
- Registration + RTO₹11,67,553
- Insurance (1 yr)₹9,34,043
- Stamp duty (0.2%)₹46,702
- On-road Surat₹257.33 L
Total Repayment (5 yrs)
- Monthly EMI (best rate)₹4,19,883
- Total paid to bank₹2,51,93,000
- Interest paid₹46,06,701
- Total cost (incl. DP)₹3,03,39,575
FAQs — Lotus Emeya EMI in Surat
What is the EMI for Lotus Emeya in Surat?
With 20% down payment over 5 years at the best rate (8.25%), EMI is approximately ₹4,19,883/month.
Which bank offers the lowest car loan rate?
SBI has the lowest rate at 8.25% p.a. for EV loans. Rates vary based on credit score — confirm with each bank.
What is the down payment for Lotus Emeya?
Most banks require 10-20% down. With 20% down in Surat, you'd pay ₹51,46,575 upfront.
Is the on-road price in Surat different from ex-showroom?
Yes. Surat on-road price includes RTO (~5%), insurance (~4%), and stamp duty (0.2%) — adding about 10% to ex-showroom.
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