EMI Calculator
Lotus Emira EMI in Ahmedabad
Monthly installment, down payment, and city-specific stamp duty for Lotus Emira in Ahmedabad.
Your Loan Parameters
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10%60%
1 yr7 yrs
Ex-showroom
₹322.32 L
On-road (Ahmedabad)
₹355.03 L
Down payment
₹71,00,654
Loan amount
₹2,84,02,616
EMI by Lender
Best rate in green · Based on typical published rates
| Bank | Rate | EMI | Total Interest | Processing |
|---|---|---|---|---|
| HDFC Bank | 8.5% p.a. | ₹5,82,723/mo | ₹65,60,774 | ₹2,13,020 |
| ICICI Bank | 8.75% p.a. | ₹5,86,151/mo | ₹67,66,468 | ₹1,42,013 |
| SBIBest | 8.25% p.a. | ₹5,79,307/mo | ₹63,55,798 | ₹99,409 |
| Axis Bank | 8.9% p.a. | ₹5,88,214/mo | ₹68,90,229 | ₹2,84,026 |
| Kotak Bank | 8.6% p.a. | ₹5,84,093/mo | ₹66,42,965 | ₹2,13,020 |
Ahmedabad On-Road Breakup
- Ex-showroom₹322.32 L
- Registration + RTO₹16,11,587
- Insurance (1 yr)₹12,89,270
- Stamp duty (0.15%)₹48,348
- On-road Ahmedabad₹355.03 L
Total Repayment (5 yrs)
- Monthly EMI (best rate)₹5,79,307
- Total paid to bank₹3,47,58,414
- Interest paid₹63,55,798
- Total cost (incl. DP)₹4,18,59,068
FAQs — Lotus Emira EMI in Ahmedabad
What is the EMI for Lotus Emira in Ahmedabad?
With 20% down payment over 5 years at the best rate (8.25%), EMI is approximately ₹5,79,307/month.
Which bank offers the lowest car loan rate?
SBI has the lowest rate at 8.25% p.a. for EV loans. Rates vary based on credit score — confirm with each bank.
What is the down payment for Lotus Emira?
Most banks require 10-20% down. With 20% down in Ahmedabad, you'd pay ₹71,00,654 upfront.
Is the on-road price in Ahmedabad different from ex-showroom?
Yes. Ahmedabad on-road price includes RTO (~5%), insurance (~4%), and stamp duty (0.15%) — adding about 10% to ex-showroom.
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